Cameron, North Carolina.
Typical home $322,264 (+0.4% in a year), asking rent $2,008 (+2.5%). Fayetteville, NC metro.
to buy the typical home at today's mortgage rate — +$971 (+135%) since Jan 2020.
- 1 year
- Up $1,218 +0%
- $321,046$322,264 since Sep 2025
- 5 years
- Up $77,657 +32%
- $244,607$322,264 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cameron$1,691
- North Carolina$1,743
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Cameron, NC rose 0.4% over the past year — slower than the nation's +1.2%.
Asking rents in Cameron, NC rose 2.5% over the past year — in step with the nation.
Owning the typical home in Cameron runs $213/mo more than renting one. The gap peaked at $361 in Nov 2023.
That is $2,221 a month against $2,008 rent: a $1,691 mortgage payment, plus $184 property tax and $345 insurance & upkeep.
Owning vs renting — Cameron
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$2,221
- Renting$2,008
- Mortgage only$1,691
Property tax · $184/mo 0.69% of value a year — the ACS 2020-2024 median bill over the median home value for Harnett County, NC
Insurance & upkeep · $345/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Cameron, Harnett County, North Carolina
Cameron is a town of 244 people in Harnett County. Unemployment in Harnett County was 4.0% in August 2026, and the county had 5.5% more jobs in 2025 than the year before. The most people in Harnett County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cameron is a very small town in Harnett County, North Carolina, with few residents and a quiet, rural feel. Typical home values and rents here sit well above what the county's incomes would suggest, so renting can stretch a household budget. Winters are mild and rarely snowy, summers are hot, and rain falls steadily through the year.
Work. Most residents who work do so in schools, hospitals and social care, in shops, in manufacturing, or in professional and business services. Across Harnett County, some of the largest workplaces are Harnett County Schools, Campbell University and John Deere Turf Care. The usual commute is a bit longer than a short hop across town, and some people work from home.
Things to do. For time outdoors, Upper Little River is a river a short drive away. Raven Rock State Park, a protected area, and the Airborne & Special Operations Museum are both a longer drive away, as is the Cape Fear River.
Report a mistake
- 26 mintypical commute
- 9%work from home
What people in Harnett County work in
Employed residents by industry, from the Census survey. Harnett County had 29,633 jobs in 2025, 5.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 53° and lows near 31°; warmest in July, with highs near 90° and lows near 69°. About 1 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Carthage Wtp weather station, 9 miles away (NOAA).
Largest workplaces in Harnett County
- Harnett County SchoolsSchool district2,348FTE
- Campbell UniversityUniversity or college1,248
- ADUSA Dist DC 04 DunnGeneral warehousing and stora840
- John Deere Turf CareSeeders, farm-type, manufacturing565
- Rooms To Go N.C493110418
- WalmartWarehouse clubs and supercenters357
- WalmartWarehouse clubs and supercenters342
- Wellons ConstructionUtility line, construction260
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 66 workplaces with 20 or more staff, 6,596 people in all across the county; Cameron has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Ice stormsRelatively moderate
- HurricanesRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cameron’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Harnett County and the Fayetteville, NC metro.
Cameron home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cameron$322,264
- North Carolina$332,159
- United States$366,157
Sellers are cutting prices on about 1 in 3 Cameron listings, and the typical home goes pending in 36 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cameron32.84%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Cameron36
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cameron123
New listings per month
Sellers arriving at the market.
- Cameron31
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Cameron$348,004
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Cameron99.10%
Zip codes with a Cameron address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cameron — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.