Canadian, Texas.
Typical home $169,631 (+12.0% in a year).
to buy the typical home at today's mortgage rate — +$328 (+58%) since Jan 2020.
- 1 year
- Up $18,128 +12%
- $151,503$169,631 since Sep 2025
- 5 years
- Down $7,124 -4%
- $176,755$169,631 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Canadian$890
- Texas$1,556
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Canadian, TX rose 12.0% over the past year — faster than the nation's +1.2%.
Living in Canadian, Hemphill County, Texas
Canadian is a city of 2,339 people in Hemphill County. Half its households earn more than $58,811 a year and half less; 7% of its people live below the poverty line. Unemployment in Hemphill County was 5.0% in August 2026, and the county had 5.9% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Canadian is a small city and the seat of Hemphill County, in the Texas Panhandle. Residents tend to be somewhat older than in the country as a whole, and household incomes are modest, with homes that cost less than in much of the state. Winters are cold, with some snow, while summers are hot and the year brings fairly little rain.
Work. Many residents work in schools, hospitals and social care, and in the building trades. Others work in farming, forestry and mining, or in shops. Hemphill County Hospital and the grocery store PAY and Save are among the largest workplaces in town. Fewer people hold a four-year degree than across the country, and very few work from home. Jobs across the county have dipped over the past year, and unemployment has stayed about where it was a year ago.
Things to do. Fort Elliott, a historic fort, is a longer drive away and is the one nearby place worth naming. Beyond that, the town itself and the open Panhandle country around it make up most of what there is to do.
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- 971households
- 15%of adults have a degree
- 7%below the poverty line
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Hemphill County had 1,289 jobs in 2025, 5.9% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 22°; warmest in July, with highs near 92° and lows near 66°. About 13 inches of snow and 24 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Miami weather station, 21 miles away (NOAA).
Largest workplaces in Canadian
- Hemphill County HospitalGeneral hospital289FTE
- Hemphill County HospitalCritical access hospital170FTE
- PAY and SaveGrocery stores22
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 1 workplace with 20 or more staff, 22 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Strong windVery high
- WildfireVery high
- Winter weatherVery high
- Ice stormsVery high
- Cold wavesVery high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Canadian’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hemphill County.
Canadian home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Canadian$169,631
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Canadian listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Canadian22.25%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Canadian21
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Canadian address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Canadian — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.