Carnegie, Oklahoma.
Typical home $77,027 (-4.6% in a year).
to buy the typical home at today's mortgage rate — +$163 (+67%) since Jan 2020.
- 1 year
- Down $3,674 -5%
- $80,701$77,027 since Sep 2025
- 5 years
- Up $6,099 +9%
- $70,928$77,027 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Carnegie$404
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 42 years.
Typical home values in Carnegie, OK fell 4.6% over the past year — slower than the nation's +1.2%.
Living in Carnegie, Caddo County, Oklahoma
Carnegie is a town of 1,430 people in Caddo County. Half its households earn more than $43,839 a year and half less, against $55,353 across Caddo County; 22% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Caddo County was 3.8% in August 2026, and the county had 4.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Carnegie is a small town in Caddo County, Oklahoma, where most homes are lived in by their owners. The population is younger than in many small towns, and typical home values are modest. Incomes run below the county's, and more residents live below the poverty line than you might expect in a town this size. Fewer adults hold a four-year degree than across much of the country.
Work. Residents work mostly in schools, hospitals and social care, followed by restaurants, hotels and entertainment, then farming, forestry and mining, and shops. Across Caddo County, the largest workplaces include Anadarko Schools, Western Farmers Electric Cooperative and Walmart. The county has added jobs over the past year, and unemployment has edged up a little from a year earlier. Some residents work from home.
Things to do. Fort Cobb State Park and Fort Cobb Reservoir are both a short drive away, and make an easy trip for time by the water. Farther afield, a longer drive reaches the Wichita Mountains Wildlife Refuge, a protected area, and the Southern Plains Indian Museum. Winters are cold and summers are hot, so spring and fall are the gentler seasons for getting out.
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- 593households
- 14%of adults have a degree
- 22%below the poverty line
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Caddo County had 7,443 jobs in 2025, 4.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 26°; warmest in July, with highs near 94° and lows near 71°.
Average daily high and low, 1991–2020, at the Carnegie Northeast weather station, 5 miles away (NOAA).
Largest workplaces in Caddo County
- Anadarko SchoolsSchool district210FTE
- Western Farmers Electric CooperativeElectric power transmission systems210
- WalmartWarehouse clubs and supercenters170
- Physicians Hospital at AnadarkoCritical access hospital134FTE
- Caddo Kiowa Technology CenterCareer school124
- Bureau of Indian EducationFederal government · Department of the Interior120
- Hinton SchoolsSchool district115FTE
- Ckenergy Electric Cooperative,IncElectric power distribution systems100
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 539 people in all across the county; Carnegie has one of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- TornadoesVery high
- DroughtRelatively high
- HailRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Carnegie’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Caddo County.
Carnegie home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Carnegie$77,027
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Carnegie12
Zip codes with a Carnegie address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Carnegie — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.