Carney, Oklahoma.
Typical home $204,750 (+1.8% in a year). Oklahoma City, OK metro.
to buy the typical home at today's mortgage rate — +$629 (+141%) since Jan 2020.
- 1 year
- Up $3,595 +2%
- $201,155$204,750 since Sep 2025
- 5 years
- Up $44,792 +28%
- $159,958$204,750 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Carney$1,075
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Carney, OK rose 1.8% over the past year — faster than the nation's +1.2%.
Living in Carney, Lincoln County, Oklahoma
Carney is a town of 545 people in Lincoln County. 72% of its homes are lived in by their owners and 28% are rented. Unemployment in Lincoln County was 4.0% in August 2026, and the county had 0.1% more jobs in 2025 than the year before. The most residents work in schools and health care, then construction.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Carney is a very small town in Lincoln County, Oklahoma, where most homes are lived in by their owners. The people here are younger on average than in much of the country, and fewer adults hold a four-year degree than is typical. Winters are cold but short on snow, summers run hot, and the year brings a fair amount of rain.
Work. Residents work mostly in schools, hospitals and social care, the building trades, government, and restaurants, hotels and entertainment. Across Lincoln County, some of the biggest workplaces are McKee Utility Contractors, Hiland Dairy and Walmart. Commutes are on the long side, and a fair number of people work from home.
Things to do. Bellcow Lake, a reservoir, is a short drive away and is the nearest place for time by the water. Farther afield, the Oklahoma Botanical Garden and Arboretum offers a day among gardens, and the National Wrestling Hall of Fame and Museum is a longer drive for anyone who likes sports history.
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- 229households
- 16%of adults have a degree
- 16%below the poverty line
- 30 mintypical commute
- 14%work from home
What residents work in
Employed residents by industry, from the Census survey. Lincoln County had 7,480 jobs in 2025, 0.1% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 25°; warmest in July, with highs near 95° and lows near 70°. About 2 inches of snow and 36 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chandler weather station, 10 miles away (NOAA).
Largest workplaces in Lincoln County
- McKee Utility ContractorsSewer main, pipe and connection, construction300
- Hiland DairyMilk, fluid, manufacturing242
- WalmartWarehouse clubs and supercenters201
- Chandler SchoolsSchool district152FTE
- Stroud SchoolsSchool district130FTE
- Stroud Regional Medical CenterCritical access hospital126FTE
- Prague SchoolsSchool district114FTE
- Patriot EnvironmentalExcavation contractors101
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 1,046 people in all across the county; Carney has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Ice stormsVery high
- Cold wavesVery high
- DroughtRelatively high
- WildfireRelatively high
- HailRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Carney’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lincoln County and the Oklahoma City, OK metro.
Carney home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Carney$204,750
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Carney5
Zip codes with a Carney address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Carney — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.