Cartersville, Virginia.
Typical home $328,239 (+10.0% in a year).
to buy the typical home at today's mortgage rate — +$1,061 (+160%) since Jan 2020.
- 1 year
- Up $29,955 +10%
- $298,284$328,239 since Sep 2025
- 5 years
- Up $90,407 +38%
- $237,832$328,239 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cartersville$1,723
- Virginia$2,164
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Cartersville, VA rose 10.0% over the past year — faster than the nation's +1.2%.
Living in Cartersville, Cumberland County, Virginia
The Census does not count Cartersville on its own, so the figures here are Cumberland County's. Half the county's households earn more than $55,325 a year and half less; 8% of the county's people live below the poverty line. 76% of the county's homes are lived in by their owners and 24% are rented. Unemployment in Cumberland County was 3.3% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Cumberland County work in schools and health care, then government.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cartersville is a small town in Cumberland County, where most homes are lived in by their owners and residents tend to be middle-aged on average. Winters are cold, with the coldest weather in January, and summers are hot, with the warmest weather in July. Rain and melted snow fall heavily through the year, so wet days are common.
Work. Many residents work in schools, hospitals and social care, government, shops, and the building trades. Jobs in the county dipped slightly last year, while unemployment is lower than it was a year before. Fewer adults hold a four-year degree than in many parts of the country, and few people work from home, so most commute out each day.
Things to do. The Willis River runs in or beside the town, making it the easiest place to spend time outdoors. Bear Creek Lake State Park, a protected area a longer drive away, offers more room to walk and explore. The Metro Richmond Zoo, also a longer drive away, makes a good day out for families.
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- 4,010households
- 43.5median age
- 21%of adults have a degree
- 8%below the poverty line
- 38 mintypical commute
- 9%work from home
What people in Cumberland County work in
Employed residents by industry, from the Census survey. Cumberland County had 1,436 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 22°; warmest in July, with highs near 92° and lows near 63°. About 47 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Bremo Bluff weather station, 10 miles away (NOAA).
Largest workplaces in Cumberland County
- Southside Community HospitalGeneral hospital380FTE
- Cumberland County Public SchoolsSchool district232FTE
- StepsHabilitation job counseling and training, vocational139
- Wawa SiteConvenience store35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 174 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Cumberland County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cumberland County.
Cartersville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cartersville$328,239
- Virginia$412,252
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cartersville6
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Cartersville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cartersville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.