States · Maryland · Washington County

Cascade, Maryland.

Typical home $287,849 (+3.3% in a year). Hagerstown-Martinsburg, MD-WV metro.

What it costs per month · Cascade $1,511/mo

to buy the typical home at today's mortgage rate — +$793 (+111%) since Jan 2020.

What the home itself did
1 year
Up $9,235 +3%
$278,614$287,849 since Sep 2025
5 years
Up $59,834 +26%
$228,015$287,849 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cascade $1,511 Maryland $2,230 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cascade$1,511
  • Maryland$2,230
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 15 years.

Typical home values in Cascade, MD rose 3.3% over the past year — faster than the nation's +1.2%.

Living in Cascade, Washington County, Maryland

The Census does not count Cascade on its own, so the figures here are Washington County's. Half the county's households earn more than $77,747 a year and half less; 12% of the county's people live below the poverty line. 67% of the county's homes are lived in by their owners and 33% are rented. Unemployment in Washington County was 3.9% in August 2026, and the county had 3.0% more jobs in 2025 than the year before. The most people in Washington County work in schools and health care, then shops.

People 156,000 about, in Washington County: the Census does not count Cascade on its own
Household income $77,747 the median in Washington County, give or take $1,758
Unemployment 3.9% Washington County, August 2026; 4.9% a year before
Homes 67% lived in by their owners; 33% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cascade is a town in Washington County, Maryland, where winters are colder than in most of the country and summers are warm. Precipitation, both rain and melted snow, falls steadily through the year, so the weather is wet as well as seasonal. The county's figures show that most homes across Washington County are lived in by their owners.

Work. Residents across Washington County work mostly in schools, hospitals and social care, shops, professional and business services, and the building trades. The county's unemployment rate is lower than it was a year earlier, and it added jobs over the past year. A minority of adults across the county hold a four-year degree, and fewer people work from home than travel to a workplace.

Things to do. Pen Mar Park is a park in or beside town, so it is an easy walk or short trip for residents. High Rock is a tourist attraction in or beside town. Cunningham Falls State Park, a protected area, is a short drive away.

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  • 59,818households
  • 40.7median age
  • 24%of adults have a degree
  • 12%below the poverty line
  • 29 mintypical commute
  • 12%work from home

What people in Washington County work in

  • Schools, hospitals and social care22%
  • Shops (retail)12%
  • Professional and business services12%
  • Building trades9%
  • Government8%
  • Transport, warehouses and utilities8%

Employed residents by industry, from the Census survey. Washington County had 66,110 jobs in 2025, 3.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 39° and 23°; warmest in July, 84° and 65° 20° 40° 60° 80° J 39° 23° F M A M J J 84° 65° A S O N D
Average daily high and low for each month: coldest in January, 39° and 23°; warmest in July, 84° and 65° 20° 40° 60° 80° J 39° 23° F M A M J J 84° 65° A S O N D

Coldest in January, with highs near 39° and lows near 23°; warmest in July, with highs near 84° and lows near 65°. About 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Catoctin Mountain Park weather station, 4 miles away (NOAA).

Largest workplaces in Washington County

  1. Washington County Public SchoolsSchool district3,388FTE
  2. FedExCourier and express delivery services2,113
  3. Meritus Medical CenterGeneral hospital2,038FTE
  4. Volvo Group Trucks OperationsAutomatic transmissions, automotive, truck, and bus, manufacturing1,512
  5. AmazonGeneral warehousing and storage1,058
  6. AmazonGeneral warehousing and storage674
  7. Hagerstown Community CollegeTwo-year college594
  8. AmazonGeneral warehousing and storage583

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 149 workplaces with 20 or more staff, 21,240 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively moderate
  2. HurricanesRelatively moderate
  3. Winter weatherRelatively moderate
  4. Heat wavesRelatively moderate
  5. Inland floodingRelatively moderate
  6. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Washington County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Washington County and the Hagerstown-Martinsburg, MD-WV metro.

Cascade home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Cascade $287,849 Maryland $424,890 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Cascade$287,849
  • Maryland$424,890
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 5 6 7 2026 Cascade 7
4 5 6 7 2026
  • Cascade7

Zip codes with a Cascade address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cascade — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cascade