States · Vermont · Windsor County

Cavendish, Vermont.

Typical home $342,237 (-1.4% in a year). Lebanon, NH-VT metro.

What it costs per month · Cavendish $1,796/mo

to buy the typical home at today's mortgage rate — +$940 (+110%) since Jan 2020.

What the home itself did
1 year
Down $4,971 -1%
$347,207$342,237 since Sep 2025
5 years
Up $47,482 +16%
$294,755$342,237 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cavendish $1,796 Vermont $2,057 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cavendish$1,796
  • Vermont$2,057
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 23 years.

Typical home values in Cavendish, VT fell 1.4% over the past year — slower than the nation's +1.2%.

Living in Cavendish, Windsor County, Vermont

Cavendish, in Windsor County, had 246 people in the 2020 census. Unemployment in Windsor County was 2.4% in August 2026, and the county had 0.2% more jobs in 2025 than the year before. The most people in Windsor County work in schools and health care, then professional services.

People 246 in the 2020 census
Household income Too few homes in Cavendish for the Census survey to measure.
Unemployment 2.4% Windsor County, August 2026; 2.4% a year before
Homes Too few homes in Cavendish for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cavendish is a very small Vermont community, home to few people, set among hills and rivers in Windsor County. Poverty is rare here, and homes are priced well above what many small towns in the state would ask. Winters are cold and long, with January the coldest month, and snow arrives in large amounts every year. Summers are warm without being hot, and rain and melted snow fall steadily through the year.

Work. Residents work mostly in schools, hospitals and social care, with others in professional and business services, restaurants and hotels, and shops. Across Windsor County, some of the largest workplaces are the Veterans Health Administration, Hartford School District and Mt. Ascutney Hospital and Health Center. Unemployment across the county is low and unchanged from a year ago, and the number of jobs has barely moved. Getting to work typically takes a fairly short drive.

Things to do. Proctor Piper State Forest lies in or beside town, a protected area for walking in the woods. A short drive away are the West River and Okemo Mountain, a ski area that suits the snowy winters. The Hall Art Foundation, also a short drive away, is a museum for an afternoon indoors.

Report a mistake
  • 56households
  • 2%below the poverty line
  • 18 mintypical commute

What people in Windsor County work in

  • Schools, hospitals and social care31%
  • Professional and business services11%
  • Restaurants, hotels and entertainment11%
  • Shops (retail)10%
  • Manufacturing10%
  • Building trades7%

Employed residents by industry, from the Census survey. Windsor County had 23,203 jobs in 2025, 0.2% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 30° and 8°; warmest in July, 82° and 56° 0° 20° 40° 60° 80° J 30° 8° F M A M J J 82° 56° A S O N D
Average daily high and low for each month: coldest in January, 30° and 8°; warmest in July, 82° and 56° 0° 20° 40° 60° 80° J 30° 8° F M A M J J 82° 56° A S O N D

Coldest in January, with highs near 30° and lows near 8°; warmest in July, with highs near 82° and lows near 56°. About 83 inches of snow and 47 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cavendish weather station, under a mile away (NOAA).

Largest workplaces in Windsor County

  1. Veterans Health AdministrationFederal government · Department of Veterans Affairs1,001
  2. Hartford School DistrictSchool district321FTE
  3. Mt Ascutney Hospital and Health CentCritical access hospital317FTE
  4. VR NE HoldingsAlpine skiing facilities without accommodations308
  5. Precision Valley CommunicationsEngineering services282
  6. Springfield HospitalCritical access hospital244FTE
  7. Vermont Law and Graduate SchoolUniversity or college224
  8. Mountain Views Unified Union School District #76School district171FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 44 workplaces with 20 or more staff, 3,232 people in all across the county; Cavendish has none of its own. Federal offices come from OPM's federal workforce data (2026), school districts from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Winter weatherRelatively moderate
  2. Inland floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cavendish’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Windsor County and the Lebanon, NH-VT metro.

Cavendish home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 Cavendish $342,237 Vermont $391,900 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • Cavendish$342,237
  • Vermont$391,900
  • United States$366,157

Sellers are cutting prices on about 1 in 7 Cavendish listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 2026 Cavendish 13.89% United States 26.90%
15% 20% 25% 2026
  • Cavendish13.89%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2023 2024 2025 2026 Cavendish 19
5 10 15 20 25 2023 2024 2025 2026
  • Cavendish19

New listings per month

Sellers arriving at the market.

Not enough data to draw this yet.

Zip codes with a Cavendish address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cavendish — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cavendish