Cayuga, Indiana.
Typical home $134,356 (+2.5% in a year). Terre Haute, IN metro.
to buy the typical home at today's mortgage rate — +$380 (+117%) since Jan 2020.
- 1 year
- Up $3,221 +2%
- $131,136$134,356 since Sep 2025
- 5 years
- Up $23,029 +21%
- $111,327$134,356 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cayuga$705
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Cayuga, IN rose 2.5% over the past year — faster than the nation's +1.2%.
Living in Cayuga, Vermillion County, Indiana
Cayuga is a town of 952 people in Vermillion County. Half its households earn more than $50,872 a year and half less, against $60,200 across Vermillion County; 13% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Vermillion County was 3.8% in August 2026, and the county had 5.5% more jobs in 2025 than the year before. The most people in Vermillion County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cayuga is a small town on the Wabash side of western Indiana, home to fewer people than most places that go by the name of town. Most homes are lived in by their owners, and incomes run below the county's, with a fair number of households living below the poverty line. Few adults hold a four-year degree, and winters are cold and snowy while summers turn warm.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Across Vermillion County, the largest workplaces include Elanco Clinton, which makes pharmaceutical preparations, the South Vermillion school district, and International Paper, which makes kraft linerboard. Unemployment in the county has eased compared with a year earlier, and the county has gained jobs, and a typical commute is a fairly short drive, with some people working from home.
Things to do. For time outdoors, Forest Glen Preserve is a protected area a short drive away, and the Little Vermilion River is a short drive away too. Turkey Run State Park, a protected area, is a longer drive away and makes a good day out.
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- 440households
- 6%of adults have a degree
- 13%below the poverty line
- 24 mintypical commute
- 9%work from home
What people in Vermillion County work in
Employed residents by industry, from the Census survey. Vermillion County had 4,527 jobs in 2025, 5.5% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 35° and lows near 17°; warmest in July, with highs near 86° and lows near 63°. About 19 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Perrysville Wnw weather station, 9 miles away (NOAA).
Largest workplaces in Vermillion County
- Elanco ClintonPharmaceutical preparations manufacturing507
- South Vermillion Com Sch Corp SchoolsSchool district228FTE
- International PaperKraft liner board manufacturing181
- WalmartDiscount department stores128
- North Vermillion Com Sch Corp SchoolsSchool district117FTE
- Union Hospital ClintonCritical access hospital115FTE
- Magnolia Health Management XXVIINursing homes108
- Duke EnergyFossil fuel electric power generation94
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 11 workplaces with 20 or more staff, 1,212 people in all across the county; Cayuga has one of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesRelatively high
- Winter weatherRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
- HailRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cayuga’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Vermillion County and the Terre Haute, IN metro.
Cayuga home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cayuga$134,356
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cayuga5
Zip codes with a Cayuga address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cayuga — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.