Cedar Bluff, Alabama.
Typical home $247,978 (-0.4% in a year).
to buy the typical home at today's mortgage rate — +$715 (+122%) since Jan 2020.
- 1 year
- Down $1,029 -0%
- $249,007$247,978 since Sep 2025
- 5 years
- Up $36,262 +17%
- $211,716$247,978 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cedar Bluff$1,302
- Alabama$1,252
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Cedar Bluff, AL fell 0.4% over the past year — slower than the nation's +1.2%.
Living in Cedar Bluff, Cherokee County, Alabama
Cedar Bluff is a town of 1,845 people in Cherokee County. 69% of its homes are lived in by their owners and 31% are rented. Unemployment in Cherokee County was 3.6% in August 2026, and the county had 1.8% more jobs in 2025 than the year before. The most residents work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cedar Bluff is a small town in Cherokee County, Alabama, set beside Weiss Lake. Most homes are lived in by their owners, and a typical home is worth less than in much of the country. Incomes run below the county's own, and a larger share of residents live in poverty than is usual, while few adults hold a four-year degree. Winters are mild and cold only in January, summers are hot, and the year brings a lot of rain.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in restaurants, hotels and entertainment, and in the building trades. Across Cherokee County, the largest workplaces include KTH Leesburg Products, Cherokee County Schools and Walmart. Unemployment in the county is a little higher than a year ago, though the county has added jobs. Most people drive to work, and the commute is a fairly short one.
Things to do. Weiss Lake, a reservoir, lies in or beside town, as does the Chattooga River, and the old Fort Armstrong site is close as well. A longer drive brings you to Little River Falls, a waterfall, and to Little River Canyon National Preserve, a protected area of canyon country. Those who enjoy water and woods will find plenty to fill a day.
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- 622households
- 16%of adults have a degree
- 29%below the poverty line
- 24 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Cherokee County had 5,446 jobs in 2025, 1.8% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 29°; warmest in July, with highs near 90° and lows near 66°. About 57 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Centre weather station, 7 miles away (NOAA).
Largest workplaces in Cherokee County
- KTH Leesburg ProductsAutomobile bodies, passenger car, manufacturing470
- Cherokee County SchoolsSchool district458FTE
- WalmartWarehouse clubs and supercenters284
- Cherokee County Health and RehabSkilled nursing facilities264
- Pemco InternationalPowder coatings manufacturing99
- Cherokee Electric CooperativeDistribution of electric power76
- Cherokee Medical CenterGeneral hospital76FTE
- Sawyer NurseryField nurseries70
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 13 workplaces with 20 or more staff, 1,578 people in all across the county; Cedar Bluff has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Inland floodingRelatively high
- Strong windRelatively high
- LightningRelatively high
- DroughtRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cedar Bluff’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cherokee County.
Cedar Bluff home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cedar Bluff$247,978
- Alabama$238,614
- United States$366,157
Sellers are cutting prices on about 1 in 5 Cedar Bluff listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cedar Bluff21.38%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cedar Bluff44
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Cedar Bluff address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cedar Bluff — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.