States · Florida · Bay County

Cedar Grove, Florida.

A community in Bay County, with no city government of its own. Zillow publishes no home prices for it: see Bay County’s.

Living in Cedar Grove, Bay County, Florida

Cedar Grove, in Bay County, had 3,148 people in the 2020 census. Half its households earn more than $74,625 a year and half less, against $73,533 across Bay County; 18% of its people live below the poverty line. Unemployment in Bay County was 4.4% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in construction, then professional services.

People 3,148 in the 2020 census
Household income $74,625 the median, give or take $17,287 · Bay County: $73,533
Unemployment 4.4% Bay County, August 2026; 4.2% a year before
Homes Too few homes in Cedar Grove for the Census survey to measure.
  • 1,606households
  • 16%of adults have a degree
  • 18%below the poverty line
  • 27 mintypical commute
  • 5%work from home

What residents work in

  • Building trades18%
  • Professional and business services17%
  • Schools, hospitals and social care11%
  • Shops (retail)9%
  • Other services8%
  • Media and telecoms8%

Employed residents by industry, from the Census survey. Bay County had 83,251 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 63° and 45°; warmest in July, 90° and 76° 40° 50° 60° 70° 80° 90° 100° J 63° 45° F M A M J J 90° 76° A S O N D
Average daily high and low for each month: coldest in January, 63° and 45°; warmest in July, 90° and 76° 40° 50° 60° 70° 80° 90° 100° J 63° 45° F M A M J J 90° 76° A S O N D

Coldest in January, with highs near 63° and lows near 45°; warmest in July, with highs near 90° and lows near 76°.

Average daily high and low, 1991–2020, at the Panama City Bay County Airport weather station, 4 miles away (NOAA).

Largest workplaces in Cedar Grove

  1. Panama City FL SDCMail and parcel delivery189
  2. Buffalo Rock Panama CitySoda carbonated, manufacturing114
  3. AT&TWired telecommunications carriers55
  4. TopBuildDrywall and insulation contractors36
  5. Tex-Cote Panama City OfficeArchitectural coatings manufacturing31
  6. A. Phelps Petroleum of Northwest FloridaIron steel erection noc29
  7. Emerald Coast RecylcingScrap materials merchant wholesalers22
  8. JM Phelps ConstructionConstruction or project manager22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 9 workplaces with 20 or more staff, 519 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesVery high
  2. LightningVery high
  3. TornadoesRelatively high
  4. Cold wavesRelatively moderate
  5. Heat wavesRelatively moderate
  6. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cedar Grove’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bay County.