States · North Carolina · Carteret County

Cedar Point, North Carolina.

Typical home $474,397 (-1.0% in a year). Morehead City, NC metro.

What it costs per month · Cedar Point $2,490/mo

to buy the typical home at today's mortgage rate — +$1,396 (+128%) since Jan 2020.

What the home itself did
1 year
Down $4,808 -1%
$479,205$474,397 since Sep 2025
5 years
Up $101,934 +27%
$372,463$474,397 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 $2,500 2002 2006 2010 2014 2018 2022 2026 Cedar Point $2,490 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 $2,500 2002 2010 2018 2026
  • Cedar Point$2,490
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Cedar Point, NC fell 1.0% over the past year — slower than the nation's +1.2%.

Living in Cedar Point, Carteret County, North Carolina

Cedar Point is a town of 1,764 people in Carteret County. Half its households earn more than $98,750 a year and half less, against $72,322 across Carteret County; 5% of its people live below the poverty line. 87% of its homes are lived in by their owners and 13% are rented. Unemployment in Carteret County was 3.1% in August 2026, and the county had 2.4% more jobs in 2025 than the year before. The most people in Carteret County work in schools and health care, then shops.

People 1,764 in the 2020 census
Household income $98,750 the median, give or take $10,020 · Carteret County: $72,322
Unemployment 3.1% Carteret County, August 2026; 3.7% a year before
Homes 87% lived in by their owners; 13% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cedar Point is a small coastal town in Carteret County where nearly all homes are lived in by their owners, and incomes run well above the county's. Fewer residents live below the poverty line than you might expect, and a good share of adults hold a four-year degree. Winters are mild, with January the coldest month, while summers are hot, and the year brings plenty of rain.

Work. Residents work mostly in schools, hospitals and social care, with many others in shops, in professional and business services, and in restaurants, hotels and entertainment. Across Carteret County, the largest workplaces include Carteret County Public Schools, Carteret County General Hospital and Carteret Community College. Commutes are of middling length, and some residents work from home.

Things to do. Hammocks Beach State Park, a protected area, is a short drive away, as is the White Oak River. For a longer outing, Bogue Banks is a beach, and Fort Macon State Park is a protected area. Tryon Palace, a museum, is also a longer drive away.

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  • 782households
  • 47%of adults have a degree
  • 5%below the poverty line
  • 26 mintypical commute
  • 13%work from home

What people in Carteret County work in

  • Schools, hospitals and social care21%
  • Shops (retail)13%
  • Professional and business services11%
  • Restaurants, hotels and entertainment10%
  • Government9%
  • Banks, insurance and property7%

Employed residents by industry, from the Census survey. Carteret County had 25,622 jobs in 2025, 2.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 34°; warmest in July, 87° and 71° 30° 40° 50° 60° 70° 80° 90° J 54° 34° F M A M J J 87° 71° A S O N D
Average daily high and low for each month: coldest in January, 54° and 34°; warmest in July, 87° and 71° 30° 40° 50° 60° 70° 80° 90° J 54° 34° F M A M J J 87° 71° A S O N D

Coldest in January, with highs near 54° and lows near 34°; warmest in July, with highs near 87° and lows near 71°. About 61 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Newport/morehead City Weather Office weather station, 13 miles away (NOAA).

Largest workplaces in Carteret County

  1. Carteret County Public SchoolsSchool district1,059FTE
  2. Carteret County General Hospital COMGeneral hospital957FTE
  3. Carteret Community CollegeTwo-year college508
  4. WalmartWarehouse clubs and supercenters348
  5. WalmartWarehouse clubs and supercenters321
  6. Bally Refrigerated BoxesCoolers, refrigeration, manufacturing247
  7. Morehead CityCity and town managers' offices237
  8. TransImpactTransportation management consulting services178

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 46 workplaces with 20 or more staff, 5,205 people in all across the county; Cedar Point has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HurricanesVery high
  2. Winter weatherVery high
  3. Coastal floodingRelatively high
  4. LightningRelatively high
  5. WildfireRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cedar Point’s census tracts, against the rest of the country; all of them together, very high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Carteret County and the Morehead City, NC metro.

Cedar Point home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Cedar Point $474,397 North Carolina $332,159 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Cedar Point$474,397
  • North Carolina$332,159
  • United States$366,157
Property tax, 2026 roll $2,442/yr median bill inside Cedar Point, effective 0.45% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Cedar Point listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

20% 25% 30% 2026 Cedar Point 25.71% United States 26.90%
20% 25% 30% 2026
  • Cedar Point25.71%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 2023 2024 2025 2026 Cedar Point 31
10 20 30 2023 2024 2025 2026
  • Cedar Point31

New listings per month

Sellers arriving at the market.

5 5 5 2026 Cedar Point 5
5 5 5 2026
  • Cedar Point5

Zip codes with a Cedar Point address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cedar Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.