States · Mississippi · Clay County

Cedarbluff, Mississippi.

Typical home $165,098 (+3.3% in a year). West Point, MS metro.

What it costs per month · Cedarbluff $867/mo

to buy the typical home at today's mortgage rate — +$330 (+62%) since Feb 2021.

What the home itself did
1 year
Up $5,208 +3%
$159,890$165,098 since Sep 2025
5 years
Down $11,508 -7%
$176,606$165,098 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cedarbluff $867 Mississippi $1,021 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cedarbluff$867
  • Mississippi$1,021
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Cedarbluff, MS rose 3.3% over the past year — faster than the nation's +1.2%.

Living in Cedarbluff, Clay County, Mississippi

The Census does not count Cedarbluff on its own, so the figures here are Clay County's. Half the county's households earn more than $43,125 a year and half less; 21% of the county's people live below the poverty line. 71% of the county's homes are lived in by their owners and 29% are rented. Unemployment in Clay County was 4.1% in August 2026, and the county had 0.8% fewer jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then manufacturing.

People 18,000 about, in Clay County: the Census does not count Cedarbluff on its own
Household income $43,125 the median in Clay County, give or take $7,209
Unemployment 4.1% Clay County, August 2026; 5.0% a year before
Homes 71% lived in by their owners; 29% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cedarbluff is a small town in Clay County, in northeastern Mississippi. Most homes are lived in by their owners, and home values are modest by national standards. The typical resident is middle-aged, and a considerable share of households live below the poverty line. Summers are hot and wet, winters are cool, and snow is rare, with rain falling across much of the year.

Work. Many residents work in schools, hospitals and social care, in manufacturing, in shops, or in professional and business services. Fewer adults hold a four-year degree than across the country as a whole. Commutes are short, and few people work from home. Unemployment is lower than it was a year earlier, though the county has had slightly fewer jobs than the year before.

Things to do. Bogue Culley, a river a short drive away, offers a quiet place to spend an afternoon near town. Davis Wade Stadium, a stadium a longer drive away, is a well-known place for sports events. The Sam D. Hamilton Noxubee National Wildlife Refuge, a protected area a longer drive away, gives visitors room to walk and watch wildlife.

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  • 7,805households
  • 39.8median age
  • 17%of adults have a degree
  • 21%below the poverty line
  • 22 mintypical commute
  • 6%work from home

What people in Clay County work in

  • Schools, hospitals and social care23%
  • Manufacturing21%
  • Shops (retail)11%
  • Professional and business services9%
  • Building trades7%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Clay County had 6,482 jobs in 2025, 0.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 54° and 33°; warmest in July, 92° and 72° 40° 60° 80° 100° J 54° 33° F M A M J J 92° 72° A S O N D
Average daily high and low for each month: coldest in January, 54° and 33°; warmest in July, 92° and 72° 40° 60° 80° 100° J 54° 33° F M A M J J 92° 72° A S O N D

Coldest in January, with highs near 54° and lows near 33°; warmest in July, with highs near 92° and lows near 72°. About 58 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the State Univ weather station, 13 miles away (NOAA).

Largest workplaces in Clay County

  1. Peco Foods Inc.- West PointPoultry manufacturing775
  2. West Point Consolidated School DistSchool district437FTE
  3. Clay County MedicalGeneral hospital250FTE
  4. WalmartWarehouse clubs and supercenters236
  5. Fabricators SupplyStructural steel, fabricated, manufacturing170
  6. Plum Creek Environmental TechnologiesWaste container manufacturer150
  7. The Golf Clubs of MississippiCountry clubs150
  8. Ellis Steel Company, Inc. StructuralStructural steel, fabricated, manufacturing81

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 14 workplaces with 20 or more staff, 2,216 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively moderate
  2. Cold wavesRelatively moderate
  3. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Clay County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the West Point, MS metro.

Cedarbluff home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2021 2022 2023 2024 2025 2026 Cedarbluff $165,098 Mississippi $194,531 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2022 2024 2026
  • Cedarbluff$165,098
  • Mississippi$194,531
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
falling flat warming hot overheating runaway

Zip codes with a Cedarbluff address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cedarbluff — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cedarbluff