Center Point, Indiana.
Typical home $216,129 (+8.4% in a year). Terre Haute, IN metro.
to buy the typical home at today's mortgage rate — +$665 (+142%) since Jan 2020.
- 1 year
- Up $16,760 +8%
- $199,369$216,129 since Sep 2025
- 5 years
- Up $59,605 +38%
- $156,524$216,129 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Center Point$1,134
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Center Point, IN rose 8.4% over the past year — faster than the nation's +1.2%.
Living in Center Point, Clay County, Indiana
Center Point is a town of 213 people in Clay County. Unemployment in Clay County was 3.3% in August 2026, and the county had 5.3% fewer jobs in 2025 than the year before. The most people in Clay County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Center Point is a very small town in Clay County, Indiana, where everyone is likely to know a good many of their neighbors. Homes here are worth a little more than the county's typical income might suggest, and a share of residents live below the poverty line. Winters are cold, with January the coldest month, and summers turn warm in July. Rain and melted snow add up to a fair amount over the year.
Work. Residents of Center Point work mostly in schools, hospitals and social care, with many others in manufacturing, shops, and transport, warehouses and utilities. Across Clay County, some of the largest workplaces are Great Dane - Brazil, which builds truck trailers, Clay Community Schools, and Walmart. Jobs across the county were fewer last year than the year before, though unemployment has stayed low. Most people drive a fair way to work, and very few work from home.
Things to do. Jordan Creek, a river, is a short drive away and makes for an easy outing close to home. Farther afield, Shakamak State Park and McCormick's Creek State Park are protected areas for walking and time outdoors, each a longer drive. Cataract Falls, a waterfall, is also a longer drive and worth the trip when the weather is fine.
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- 12%below the poverty line
- 28 mintypical commute
- 2%work from home
What people in Clay County work in
Employed residents by industry, from the Census survey. Clay County had 7,742 jobs in 2025, 5.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 20°; warmest in July, with highs near 86° and lows near 65°. About 42 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Terre Haute Caa Airport weather station, 12 miles away (NOAA).
Largest workplaces in Clay County
- Great Dane - BrazilTruck trailer manufacturing897
- Clay Community SchoolsSchool district608FTE
- WalmartDiscount department stores144
- Morris Manufacturing & SalesOil filters, automotive, truck, and bus, manufacturing129
- Towne park senior livingSkilled nursing facilities122
- Technifab ProductsMetal casting machinery and equipment manufacturing120
- Cloverleaf HealthcareNursing homes116
- Metals and AdditivesLead oxides manufacturing104
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 2,311 people in all across the county; Center Point has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windVery high
- Winter weatherRelatively high
- HailRelatively high
- Inland floodingRelatively high
- Cold wavesRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Center Point’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clay County and the Terre Haute, IN metro.
Center Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Center Point$216,129
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Center Point6
Zip codes with a Center Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Center Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.