States · Texas · Kerr County

Center Point, Texas.

Typical home $375,203 (-1.7% in a year). Kerrville, TX metro.

What it costs per month · Center Point $1,969/mo

to buy the typical home at today's mortgage rate — +$895 (+83%) since Jan 2020.

What the home itself did
1 year
Down $6,539 -2%
$381,742$375,203 since Sep 2025
5 years
Down $3,727 -1%
$378,930$375,203 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Center Point $1,969 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Center Point$1,969
  • Texas$1,556
  • United States$1,922

At the last five years' pace, prices here aren't rising.

Typical home values in Center Point, TX fell 1.7% over the past year — slower than the nation's +1.2%.

Living in Center Point, Kerr County, Texas

Center Point, in Kerr County, had 1,263 people in the 2020 census. Unemployment in Kerr County was 3.9% in August 2026, and the county had 1.4% more jobs in 2025 than the year before. The most people in Kerr County work in schools and health care, then shops.

People 1,263 in the 2020 census
Household income Too few homes in Center Point for the Census survey to measure.
Unemployment 3.9% Kerr County, August 2026; 4.0% a year before
Homes Too few homes in Center Point for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Center Point is a small community in Kerr County, in the Texas Hill Country. Household incomes in the county sit near the middle of what is typical for the state, and homes in town are priced well above what many longtime residents once paid. Winters are mild and brief, with little or no snow, while summers turn hot by August and the year brings a moderate amount of rain.

Work. Many residents work in schools, hospitals and social care, in shops, in restaurants and hotels, or in the building trades. Across Kerr County, the largest workplaces include Peterson Regional Medical Center, Kerrville ISD and C.C.Butt Grocery Company. The commute is a fairly short drive for most people, and the county's job market has grown a little over the past year.

Things to do. Kerrville-Schreiner Park, a protected area, is a short drive away and suits a day outdoors. A longer drive brings you to Medina Lake, a reservoir, and to Cascade Caverns, a tourist attraction underground. For a quieter outing, the Blanco River is also a longer drive from town.

Report a mistake
  • 6%below the poverty line
  • 26 mintypical commute

What people in Kerr County work in

  • Schools, hospitals and social care23%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment12%
  • Building trades10%
  • Professional and business services10%
  • Other services8%

Employed residents by industry, from the Census survey. Kerr County had 19,746 jobs in 2025, 1.4% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 59° and 34°; warmest in August, 93° and 69° 40° 60° 80° 100° J 59° 34° F M A M J J A 93° 69° S O N D
Average daily high and low for each month: coldest in January, 59° and 34°; warmest in August, 93° and 69° 40° 60° 80° 100° J 59° 34° F M A M J J A 93° 69° S O N D

Coldest in January, with highs near 59° and lows near 34°; warmest in August, with highs near 93° and lows near 69°. About 31 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Kerrville Nne weather station, 10 miles away (NOAA).

Largest workplaces in Kerr County

  1. Peterson Regional Medical CenterGeneral hospital801FTE
  2. Kerrville ISDSchool district666FTE
  3. C.C.Butt Grocery CompanyRetail500
  4. Veterans Health AdministrationFederal government · Department of Veterans Affairs374
  5. WalmartWarehouse clubs and supercenters311
  6. Schreiner UniversityUniversity or college294
  7. Ingram ISDSchool district194FTE
  8. C.C.Butt Grocery CompanyRetail174

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 38 workplaces with 20 or more staff, 3,606 people in all across the county; Center Point has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023), school districts from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LightningVery high
  2. Inland floodingVery high
  3. DroughtRelatively high
  4. Winter weatherRelatively high
  5. HailRelatively high
  6. Strong windRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Center Point’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kerr County and the Kerrville, TX metro.

Center Point home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Center Point $375,203 Texas $296,424 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Center Point$375,203
  • Texas$296,424
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 10 15 20 25 2021 2022 2023 2024 2025 2026 Center Point 17
5 10 15 20 25 2022 2024 2026
  • Center Point17

Zip codes with a Center Point address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Center Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Center Point