Centertown, Missouri.
Typical home $336,649 (+12.3% in a year). Jefferson City, MO metro.
to buy the typical home at today's mortgage rate — +$1,066 (+152%) since Jan 2020.
- 1 year
- Up $36,875 +12%
- $299,774$336,649 since Sep 2025
- 5 years
- Up $109,411 +48%
- $227,238$336,649 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Centertown$1,767
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Centertown, MO rose 12.3% over the past year — faster than the nation's +1.2%.
Living in Centertown, Cole County, Missouri
Centertown is a town of 284 people in Cole County. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in Cole County was 3.3% in August 2026, and the county had 0.4% more jobs in 2025 than the year before. The most people in Cole County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Centertown is a very small Missouri town in Cole County, with a population that is a fraction of what most county seats hold. Nearly all homes are lived in by their owners, a much higher share of owner-occupancy than most places, and the typical home value is well within reach of a long-settled neighborhood. Winters are cold, with highs near freezing in January and lows well below it, and summers turn hot by July. A modest amount of snow falls each year, and rain and melted snow add up to a fair amount over the seasons.
Work. Many residents work in schools, hospitals and social care, with government, shops and professional and business services also common. Across Cole County, some of the largest workplaces are Jefferson City Schools, SSM Health-St. Marys-Jefferson City and Hitachi Energy USA, Inc. Jefferson City. Commutes are of a typical length, and a modest number of people work from home.
Things to do. Several small creeks are a short drive away, including Burger Creek, Burris Fork and Bonne Femme Creek, which suit a quiet afternoon outdoors. A longer drive reaches Rock Bridge Memorial State Park, a protected area, and Jefferson Landing State Historic Site, also a protected area. Football fans can also make the longer drive to Faurot Field, a stadium.
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- 20%of adults have a degree
- 10%below the poverty line
- 23 mintypical commute
- 15%work from home
What people in Cole County work in
Employed residents by industry, from the Census survey. Cole County had 54,542 jobs in 2025, 0.4% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 20°; warmest in July, with highs near 88° and lows near 67°. About 10 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the California weather station, 8 miles away (NOAA).
Largest workplaces in Cole County
- Jefferson City SchoolsSchool district1,491FTE
- Hitachi Energy USA, inc. Jefferson CityDistribution transformers, electric, manufacturing1,256
- ScholasticGeneral warehousing and storage906
- Unilever680
- Capital Holding GroupConstruction management, highway, road, street and bridge678
- SSM Health-st. Marys-jefferson CityGeneral hospital649FTE
- Capital Region Medical CenterGeneral hospital611FTE
- Jefferson City Medical GroupPhysicians' offices590
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 75 workplaces with 20 or more staff, 12,395 people in all across the county; Centertown has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesRelatively high
- Ice stormsRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- LightningRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Centertown’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cole County and the Jefferson City, MO metro.
Centertown home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Centertown$336,649
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Centertown address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Centertown — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.