States · Missouri · Scott County

Chaffee, Missouri.

Typical home $147,061 (-5.5% in a year). Sikeston, MO metro.

What it costs per month · Chaffee $772/mo

to buy the typical home at today's mortgage rate — +$369 (+92%) since Jan 2020.

What the home itself did
1 year
Down $8,555 -5%
$155,616$147,061 since Sep 2025
5 years
Up $18,778 +15%
$128,282$147,061 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Chaffee $772 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Chaffee$772
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 25 years.

Typical home values in Chaffee, MO fell 5.5% over the past year — slower than the nation's +1.2%.

Living in Chaffee, Scott County, Missouri

Chaffee is a city of 3,057 people in Scott County. 71% of its homes are lived in by their owners and 29% are rented. Unemployment in Scott County was 4.0% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Scott County work in schools and health care, then manufacturing.

People 3,057 in the 2020 census
Household income Too few homes in Chaffee for the Census survey to measure.
Unemployment 4.0% Scott County, August 2026; 4.4% a year before
Homes 71% lived in by their owners; 29% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chaffee is a small city in Scott County, Missouri, where most homes are lived in by their owners. Home values and household incomes sit below what is typical across the country, and fewer adults hold a four-year degree than in most places. Winters are cold and summers are hot, and the year brings a fair amount of rain and melted snow.

Work. Residents work mainly in schools, hospitals and social care, in manufacturing, in shops, and in transport, warehousing and utilities. The largest workplaces in Chaffee include the Chaffee R-II Schools, Americare Senior Living and the Food Giant grocery store. Most people have a fairly short commute, and few work from home.

Things to do. A short drive from town are several creeks and rivers, among them Caney Creek, Foster Creek and the Castor River. A longer drive brings you to Trail of Tears State Park, a protected area along the Mississippi River, and to Horseshoe Lake.

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  • 1,340households
  • 20%of adults have a degree
  • 9%below the poverty line
  • 19 mintypical commute
  • 5%work from home

What people in Scott County work in

  • Schools, hospitals and social care26%
  • Manufacturing14%
  • Shops (retail)13%
  • Transport, warehouses and utilities7%
  • Restaurants, hotels and entertainment7%
  • Building trades6%

Employed residents by industry, from the Census survey. Scott County had 16,184 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 43° and 26°; warmest in July, 89° and 69° 20° 40° 60° 80° J 43° 26° F M A M J J 89° 69° A S O N D
Average daily high and low for each month: coldest in January, 43° and 26°; warmest in July, 89° and 69° 20° 40° 60° 80° J 43° 26° F M A M J J 89° 69° A S O N D

Coldest in January, with highs near 43° and lows near 26°; warmest in July, with highs near 89° and lows near 69°. About 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cape Girardeau Municipal Airport weather station, 6 miles away (NOAA).

Largest workplaces in Chaffee

  1. Good People MOV2, LLC - ChaffeeHydroponic crop farming101
  2. Chaffee R-II SchoolsSchool district86FTE
  3. Americare Senior LivingHealthcare69
  4. #546 Food GiantSupermarkets and other grocery stores33
  5. S&W CabinetsCabinets, kitchen, stock or custom wood, manufacturing21
  6. Rhodes Convenience StoresConvenience stores / retail fuel & food sales20

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 244 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesVery high
  2. Strong windVery high
  3. Ice stormsRelatively high
  4. Winter weatherRelatively high
  5. Heat wavesRelatively high
  6. EarthquakesRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chaffee’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Scott County and the Sikeston, MO metro.

Chaffee home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 2018 2020 2022 2024 2026 Chaffee $147,061 Missouri $265,387 United States $366,157
$100,000 $200,000 $300,000 2018 2022 2026
  • Chaffee$147,061
  • Missouri$265,387
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

6 8 10 12 2026 Chaffee 10
6 8 10 12 2026
  • Chaffee10

New listings per month

Sellers arriving at the market.

3 4 5 6 7 2026 Chaffee 7
3 4 5 6 7 2026
  • Chaffee7

Zip codes with a Chaffee address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chaffee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Chaffee