Chalmers, Indiana.
Typical home $225,232 (+4.6% in a year).
to buy the typical home at today's mortgage rate — +$725 (+159%) since Jan 2020.
- 1 year
- Up $9,852 +5%
- $215,380$225,232 since Sep 2025
- 5 years
- Up $61,933 +38%
- $163,299$225,232 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Chalmers$1,182
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Chalmers, IN rose 4.6% over the past year — faster than the nation's +1.2%.
Living in Chalmers, White County, Indiana
Chalmers is a town of 523 people in White County. Half its households earn more than $70,500 a year and half less, against $67,303 across White County; 8% of its people live below the poverty line. 79% of its homes are lived in by their owners and 21% are rented. Unemployment in White County was 3.1% in August 2026, and the county had 0.1% fewer jobs in 2025 than the year before. The most people in White County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Chalmers is a very small town in White County, Indiana, where nearly everyone lives in a home they own. Household incomes run a little above the county's, and fewer people live below the poverty line than you might expect for a place this size. Winters are cold and snowy, with January the coldest month, and summers are warm, with July the warmest. Rain and melted snow fall through the year.
Work. Residents work mostly in manufacturing, in schools, hospitals and social care, in shops, and in the building trades. Few people work from home, and the typical commute is a long one, so many head out of town each day. Across White County, some of the largest workplaces are Twin Lakes School, White County Government and Walmart. Unemployment in the county is a little lower than it was a year earlier, though the number of jobs has slipped slightly.
Things to do. Wolf Park is a park a short drive away. Farther afield, Indiana Beach is an amusement park, and Prophetstown State Park is a protected area, both a longer drive away. The Tippecanoe River is also a longer drive away for time on the water.
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- 236households
- 17%of adults have a degree
- 8%below the poverty line
- 31 mintypical commute
- 3%work from home
What people in White County work in
Employed residents by industry, from the Census survey. White County had 8,806 jobs in 2025, 0.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 31° and lows near 16°; warmest in July, with highs near 83° and lows near 62°. About 20 inches of snow and 41 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chalmers West weather station, 5 miles away (NOAA).
Largest workplaces in White County
- Twin Lakes School CorpSchool district300FTE
- White County GovernmentPersonnel offices, government247
- WalmartWarehouse clubs and supercenters244
- Girtz IndustriesRadiator shields and enclosures, sheet metal, manufacturing225
- Ball Beverage Pkg 192 Monticello332431 aluminum cans, light gauge metal, manufacturing224
- Regal RexnordRoller bearings manufacturing211
- Global Harvest FoodsBird feed, prepared, manufacturing171
- Rose Acre FarmsPerishable prepared food manufacturing164
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 2,965 people in all across the county; Chalmers has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- Cold wavesRelatively high
- HailRelatively moderate
- TornadoesRelatively moderate
- Winter weatherRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chalmers’ census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on White County.
Chalmers home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Chalmers$225,232
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
Zip codes with a Chalmers address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chalmers — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.