States · Indiana · Hancock County

Charlottesville, Indiana.

Typical home $247,741 (+5.2% in a year). Indianapolis-Carmel-Anderson, IN metro.

What it costs per month · Charlottesville $1,300/mo

to buy the typical home at today's mortgage rate — +$726 (+127%) since Jan 2020.

What the home itself did
1 year
Up $12,151 +5%
$235,589$247,741 since Sep 2025
5 years
Up $52,913 +27%
$194,828$247,741 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Charlottesville $1,300 Indiana $1,350 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Charlottesville$1,300
  • Indiana$1,350
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 14 years.

Typical home values in Charlottesville, IN rose 5.2% over the past year — faster than the nation's +1.2%.

Living in Charlottesville, Hancock County, Indiana

Charlottesville is in Hancock County. Unemployment in Hancock County was 3.0% in August 2026, and the county had 4.1% more jobs in 2025 than the year before. The most people in Hancock County work in schools and health care, then manufacturing.

People The Census does not count Charlottesville on its own.
Household income Too few homes in Charlottesville for the Census survey to measure.
Unemployment 3.0% Hancock County, August 2026; 3.2% a year before
Homes Too few homes in Charlottesville for the Census survey to measure.

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Charlottesville is a community in Hancock County, Indiana, where people look out for one another in a quiet setting. Winters are cold and snowy, summers are warm, and rain falls through much of the year. Almost no one here lives below the poverty line.

Work. Many residents work in schools, hospitals and social care, in manufacturing, in professional and business services, and in local shops. Fewer people are out of work than a year ago, and jobs have grown since the year before. Few people work from home.

Things to do. Lucas Oil Stadium, a stadium, is a longer drive away, and The Children's Museum of Indianapolis, a museum, is also a longer drive away. Nameless Creek, a river, is a short drive away and is a pleasant place to spend an afternoon outdoors.

Report a mistake
  • 0%below the poverty line
  • 4%work from home

What people in Hancock County work in

  • Schools, hospitals and social care22%
  • Manufacturing12%
  • Professional and business services12%
  • Shops (retail)10%
  • Building trades9%
  • Restaurants, hotels and entertainment7%

Employed residents by industry, from the Census survey. Hancock County had 30,233 jobs in 2025, 4.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 35° and 18°; warmest in July, 84° and 64° 20° 40° 60° 80° J 35° 18° F M A M J J 84° 64° A S O N D
Average daily high and low for each month: coldest in January, 35° and 18°; warmest in July, 84° and 64° 20° 40° 60° 80° J 35° 18° F M A M J J 84° 64° A S O N D

Coldest in January, with highs near 35° and lows near 18°; warmest in July, with highs near 84° and lows near 64°. About 20 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Greenfield weather station, 8 miles away (NOAA).

Largest workplaces in Hancock County

  1. AmazonGeneral warehousing and storage2,268
  2. WalmartGeneral warehousing and storage1,538
  3. Indiana Automotive FastenersBolts, metal, manufacturing861
  4. Hancock Regional HospitalGeneral hospital812FTE
  5. Greenfield-Central Com SchoolsSchool district768FTE
  6. SIMOS Insourcing SolutionsStaffing685
  7. Roadtex - GreenfieldWarehousing, refrigerated669
  8. Mt Vernon Community School CorpSchool district654FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 80 workplaces with 20 or more staff, 13,874 people in all across the county; Charlottesville has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. TornadoesRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Hancock County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hancock County and the Indianapolis-Carmel-Anderson, IN metro.

Charlottesville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Charlottesville $247,741 Indiana $257,165 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Charlottesville$247,741
  • Indiana$257,165
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Charlottesville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Charlottesville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Charlottesville