States · Virginia · Pittsylvania County

Chatham, Virginia.

Typical home $173,789 (+3.1% in a year). Danville, VA metro.

What it costs per month · Chatham $912/mo

to buy the typical home at today's mortgage rate — +$504 (+123%) since Jan 2020.

What the home itself did
1 year
Up $5,150 +3%
$168,639$173,789 since Sep 2025
5 years
Up $40,440 +30%
$133,348$173,789 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Chatham $912 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Chatham$912
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 13 years.

Typical home values in Chatham, VA rose 3.1% over the past year — faster than the nation's +1.2%.

Living in Chatham, Pittsylvania County, Virginia

Chatham is a town of 1,232 people in Pittsylvania County. Half its households earn more than $58,661 a year and half less, against $54,085 across Pittsylvania County; 8% of its people live below the poverty line. 67% of its homes are lived in by their owners and 33% are rented. Unemployment in Pittsylvania County was 3.9% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Pittsylvania County work in schools and health care, then manufacturing.

People 1,232 in the 2020 census
Household income $58,661 the median, give or take $13,725 · Pittsylvania County: $54,085
Unemployment 3.9% Pittsylvania County, August 2026; 4.2% a year before
Homes 67% lived in by their owners; 33% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chatham is a small town and the county seat of Pittsylvania County, a place where most homes are lived in by their owners. Household incomes run higher than across the county as a whole, and fewer people live below the poverty line than you might expect for a rural area. Winters are cold, with a little snow, and summers turn quite warm, with a fair amount of rain through the year.

Work. Many residents work in schools, hospitals and social care, with manufacturing, shops and the building trades also employing a good number. Among the largest workplaces in town are Pittsylvania County Public Schools and Ennis, a print shop. Commutes are short, and few people work from home.

Things to do. For time outdoors, the Banister River and White Oak Mountain Wildlife Management Area, a protected area, are each a short drive away. A longer drive brings you to Smith Mountain Lake, a large reservoir, and to Booker T. Washington National Monument, a museum. Racing fans can also make a longer trip to Martinsville Speedway, a race track.

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  • 539households
  • 36%of adults have a degree
  • 8%below the poverty line
  • 18 mintypical commute
  • 4%work from home

What people in Pittsylvania County work in

  • Schools, hospitals and social care26%
  • Manufacturing18%
  • Shops (retail)12%
  • Building trades7%
  • Other services7%
  • Restaurants, hotels and entertainment6%

Employed residents by industry, from the Census survey. Pittsylvania County had 13,000 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 47° and 24°; warmest in July, 86° and 65° 20° 40° 60° 80° J 47° 24° F M A M J J 86° 65° A S O N D
Average daily high and low for each month: coldest in January, 47° and 24°; warmest in July, 86° and 65° 20° 40° 60° 80° J 47° 24° F M A M J J 86° 65° A S O N D

Coldest in January, with highs near 47° and lows near 24°; warmest in July, with highs near 86° and lows near 65°. About 6 inches of snow and 48 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Chatham weather station, under a mile away (NOAA).

Largest workplaces in Chatham

  1. Pittsylvania County Public SchoolsSchool district1,425FTE
  2. EnnisPrint shops, flexographic38
  3. ChathamMail and parcel delivery22

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 60 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Inland floodingRelatively high
  2. Winter weatherRelatively high
  3. LightningRelatively high
  4. DroughtRelatively moderate
  5. HurricanesRelatively moderate
  6. Ice stormsRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chatham’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pittsylvania County and the Danville, VA metro.

Chatham home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$100,000 $200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Chatham $173,789 Virginia $412,252 United States $366,157
$100,000 $200,000 $300,000 $400,000 2018 2022 2026
  • Chatham$173,789
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $724/yr median bill inside Chatham, effective 0.83% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 4 Chatham listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

24.0% 24.5% 25.0% 25.5% 2026 Chatham 24.04% United States 25.56%
24.0% 24.5% 25.0% 25.5% 2026
  • Chatham24.04%
  • United States25.56%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Chatham 19
10 20 30 40 2018 2022 2026
  • Chatham19

New listings per month

Sellers arriving at the market.

5 6 6 2026 Chatham 5
5 6 6 2026
  • Chatham5

Zip codes with a Chatham address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chatham — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Chatham