States · Texas · San Saba County

Cherokee, Texas.

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What it costs per month · Cherokee $1,556/mo

to buy the typical home at today's mortgage rate — +$751 (+93%) since Jan 2020.

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Texas$1,556
  • United States$1,922

Living in Cherokee, San Saba County, Texas

The Census does not count Cherokee on its own, so the figures here are San Saba County's. Half the county's households earn more than $55,819 a year and half less; 11% of the county's people live below the poverty line. 72% of the county's homes are lived in by their owners and 28% are rented. Unemployment in San Saba County was 4.5% in August 2026, and the county had 1.8% fewer jobs in 2025 than the year before. The most people in San Saba County work in schools and health care, then farming.

People 6,000 about, in San Saba County: the Census does not count Cherokee on its own
Household income $55,819 the median in San Saba County, give or take $7,549
Unemployment 4.5% San Saba County, August 2026; 4.4% a year before
Homes 72% lived in by their owners; 28% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cherokee is a small town in San Saba County, in central Texas. Across the county, a large share of homes are lived in by their owners, and household incomes are lower than across the country as a whole. Most people live close to one another in a rural setting shaped by farmland and the open country around it.

Work. Many residents work in schools, hospitals and social care, or in farming, forestry and mining. Shops and the building trades also employ many people. Across the county, jobs fell slightly in the most recent full year, and unemployment has edged up over the past year. Fewer adults hold a four-year degree than across the country as a whole, and most people drive to work rather than working from home.

Things to do. Colorado Bend State Park is a protected area a longer drive away, known for its caves and wild landscape. Lake Buchanan is a reservoir a longer drive away, popular for boating and fishing. The San Saba River, a river a longer drive away, offers a quieter place to spend an afternoon outdoors.

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  • 2,090households
  • 40.7median age
  • 24%of adults have a degree
  • 11%below the poverty line
  • 25 mintypical commute
  • 8%work from home

What people in San Saba County work in

  • Schools, hospitals and social care17%
  • Farming, forestry and mining12%
  • Shops (retail)12%
  • Building trades10%
  • Government10%
  • Manufacturing8%

Employed residents by industry, from the Census survey. San Saba County had 1,560 jobs in 2025, 1.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 62° and 34°; warmest in August, 97° and 72° 40° 60° 80° 100° J 62° 34° F M A M J J A 97° 72° S O N D
Average daily high and low for each month: coldest in January, 62° and 34°; warmest in August, 97° and 72° 40° 60° 80° 100° J 62° 34° F M A M J J A 97° 72° S O N D

Coldest in January, with highs near 62° and lows near 34°; warmest in August, with highs near 97° and lows near 72°. About 28 inches of rain a year, and little or no snow.

Average daily high and low, 1991–2020, at the Llano weather station, 17 miles away (NOAA).

Largest workplaces in San Saba County

  1. San Saba ISDSchool district124FTE
  2. Chase PecanPecan hulling and shelling95
  3. San Saba Nursing and RehabilitationNursing homes49
  4. PAY and SaveGrocery stores35
  5. Richland Springs ISDSchool district32FTE
  6. Cherokee ISDSchool district30FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 179 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across San Saba County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on San Saba County.

Cherokee home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

Not enough data to draw this yet.

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

5 6 7 8 9 2026 Cherokee 9
5 6 7 8 9 2026
  • Cherokee9

Zip codes with a Cherokee address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cherokee — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.