Chesapeake Beach, Maryland.
Typical home $459,938 (+0.2% in a year), asking rent $2,633 . Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$1,160 (+93%) since Jan 2020.
- 1 year
- Up $874 +0%
- $459,064$459,938 since Sep 2025
- 5 years
- Up $59,880 +15%
- $400,058$459,938 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Chesapeake Beach$2,414
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Chesapeake Beach, MD rose 0.2% over the past year — slower than the nation's +1.2%.
Living in Chesapeake Beach, Calvert County, Maryland
Chesapeake Beach is a town of 6,356 people in Calvert County. Half its households earn more than $138,895 a year and half less, against $133,922 across Calvert County; 3% of its people live below the poverty line. 83% of its homes are lived in by their owners and 17% are rented. Unemployment in Calvert County was 3.5% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Chesapeake Beach is a small Maryland town in Calvert County, and most homes there are lived in by their owners. Households earn more than the county's typical household, and fewer people live below the poverty line than you might expect. Winters are cold, with a modest amount of snow, and summers are warm; rain and melted snow add up to a fair amount over the year.
Work. Many residents work in schools, hospitals and social care, in government, in professional and business services, and in the building trades. Across Calvert County, some of the largest workplaces are Calvert County Public Schools, Constellation, which generates nuclear power, and Calvert Memorial Hospital. The commute is a long one for many, and a good number of people work from home.
Things to do. Most of the places people head to from here are in Washington, a longer drive away. The Smithsonian Institution is the best known, a group of museums, and the National Mall is a long park lined with memorials and museums. The National Museum of Natural History is another museum on that list, also a longer drive away.
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- 2,554households
- 49%of adults have a degree
- 3%below the poverty line
- 41 mintypical commute
- 20%work from home
What residents work in
Employed residents by industry, from the Census survey. Calvert County had 22,528 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 88° and lows near 67°. About 16 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Upper Marlboro Nnw weather station, 16 miles away (NOAA).
Largest workplaces in Calvert County
- Calvert County Public SchoolsSchool district2,220FTE
- ConstellationElectric power generation, nuclear800
- Calvert Memorial HospitalGeneral hospital757FTE
- Chesapeake Technology InternationalApplications software programming services, custom computer218
- Asbury SolomonsRetirement communities, continuing care194
- Cove Point LNG (2)Pipeline terminal facilities, independently operated184
- WalmartDiscount department stores173
- Calvert Internal MedicineInternists' offices168
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 28 workplaces with 20 or more staff, 3,463 people in all across the county; Chesapeake Beach has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Coastal floodingRelatively moderate
- Strong windRelatively moderate
- Lightningrelatively high in parts of Chesapeake BeachRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chesapeake Beach’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Calvert County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Chesapeake Beach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Chesapeake Beach$459,938
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Chesapeake Beach listings, and the typical home goes pending in 14 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Chesapeake Beach36.11%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Chesapeake Beach14
- United States21
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Chesapeake Beach57
New listings per month
Sellers arriving at the market.
- Chesapeake Beach19
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Chesapeake Beach$444,713
- United States$371,553
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Chesapeake Beach100.04%
Zip codes with a Chesapeake Beach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chesapeake Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.