States · Washington · Jefferson County

Chimacum, Washington.

Typical home $546,125 (-0.1% in a year).

What it costs per month · Chimacum $2,866/mo

to buy the typical home at today's mortgage rate — +$1,666 (+139%) since Jan 2020.

What the home itself did
1 year
Down $696 -0%
$546,821$546,125 since Sep 2025
5 years
Up $65,254 +14%
$480,871$546,125 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$1,000 $2,000 $3,000 2002 2006 2010 2014 2018 2022 2026 Chimacum $2,866 Washington $3,084 United States $1,922
$1,000 $2,000 $3,000 2002 2010 2018 2026
  • Chimacum$2,866
  • Washington$3,084
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 27 years.

Typical home values in Chimacum, WA fell 0.1% over the past year — slower than the nation's +1.2%.

Living in Chimacum, Jefferson County, Washington

The Census does not count Chimacum on its own, so the figures here are Jefferson County's. Half the county's households earn more than $74,048 a year and half less; 11% of the county's people live below the poverty line. 79% of the county's homes are lived in by their owners and 21% are rented. Unemployment in Jefferson County was 4.3% in August 2026, and the county had 1.1% more jobs in 2025 than the year before. The most people in Jefferson County work in schools and health care, then professional services.

People 34,000 about, in Jefferson County: the Census does not count Chimacum on its own
Household income $74,048 the median in Jefferson County, give or take $4,031
Unemployment 4.3% Jefferson County, August 2026; 4.9% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Chimacum is a small town on the Olympic Peninsula in Washington, within Jefferson County. Across the county, most homes are lived in by their owners, and residents tend to be older than in many parts of the country. Winters are cool and wet, with snow rare, and summers are mild.

Work. Across Jefferson County, many residents work in schools, hospitals and social care, professional and business services, shops, and restaurants, hotels and entertainment. Joblessness this past summer was lower than a year before, and jobs grew slightly over the last year. Commutes are fairly short, and a good number of people work from home.

Things to do. Anderson Lake State Park and Fort Townsend State Park are both protected areas a short drive away, good for a quiet afternoon outdoors. Fort Worden, a fort a longer drive off, offers a look at old military buildings and the coast.

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  • 16,340households
  • 59.8median age
  • 44%of adults have a degree
  • 11%below the poverty line
  • 21 mintypical commute
  • 24%work from home

What people in Jefferson County work in

  • Schools, hospitals and social care26%
  • Professional and business services12%
  • Shops (retail)10%
  • Restaurants, hotels and entertainment10%
  • Building trades8%
  • Government7%

Employed residents by industry, from the Census survey. Jefferson County had 9,204 jobs in 2025, 1.1% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in December, 45° and 38°; warmest in August, 73° and 54° 30° 40° 50° 60° 70° 80° J F M A M J J A 73° 54° S O N D 45° 38°
Average daily high and low for each month: coldest in December, 45° and 38°; warmest in August, 73° and 54° 30° 40° 50° 60° 70° 80° J F M A M J J A 73° 54° S O N D 45° 38°

Coldest in December, with highs near 45° and lows near 38°; warmest in August, with highs near 73° and lows near 54°. About 1 inches of snow and 19 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Port Townsend weather station, 11 miles away (NOAA).

Largest workplaces in Jefferson County

  1. Jefferson General HospitalCritical access hospital593FTE
  2. Port Townsend PaperPaper products made in paper mills307
  3. Port Townsend School DistrictSchool district159FTE
  4. SafewaySupermarkets and other grocery stores128
  5. Jefferson HealthcareFamily physicians' offices113
  6. Jefferson County CourthouseGeneral public administration112
  7. The Food Co-opGrocery stores108
  8. Chimacum School DistrictSchool district100FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 35 workplaces with 20 or more staff, 2,779 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. LandslidesRelatively moderate
  2. EarthquakesRelatively moderate
  3. Winter weatherRelatively moderate
  4. Ice stormsRelatively moderate
  5. Coastal floodingRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Jefferson County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Jefferson County.

Chimacum home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $400,000 $600,000 2018 2020 2022 2024 2026 Chimacum $546,125 Washington $587,533 United States $366,157
$200,000 $400,000 $600,000 2018 2022 2026
  • Chimacum$546,125
  • Washington$587,533
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

4 4 5 2026 Chimacum 5
4 4 5 2026
  • Chimacum5

Zip codes with a Chimacum address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chimacum — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.