Chula, Missouri.
Typical home $194,061 (+4.4% in a year).
to buy the typical home at today's mortgage rate — +$578 (+131%) since Jan 2020.
- 1 year
- Up $8,187 +4%
- $185,874$194,061 since Sep 2025
- 5 years
- Up $37,465 +24%
- $156,596$194,061 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Chula$1,019
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 16 years.
Typical home values in Chula, MO rose 4.4% over the past year — faster than the nation's +1.2%.
Living in Chula, Livingston County, Missouri
Chula is a city of 195 people in Livingston County. Unemployment in Livingston County was 3.4% in August 2026, and the county had 0.7% fewer jobs in 2025 than the year before. The most people in Livingston County work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Chula is a very small city in Livingston County, Missouri, small enough that most people here know one another by sight if not by name. Homes are modestly priced, and household incomes across the county run somewhat below the national picture. Winters are cold, with January the coldest month and nights well below freezing, and summers turn hot by July. Rain and melted snow add up to a fair amount over the year.
Work. Residents work mostly in schools, hospitals and social care, in shops, in manufacturing and in the building trades. Very few adults hold a four-year degree, and hardly anyone works from home, so most people travel to a job. Across Livingston County, some of the largest workplaces are Hedrick Medical Center, Chillicothe R-II Schools and Walmart. Unemployment in the county is lower than it was a year ago, though the number of jobs has slipped slightly.
Things to do. Water is the nearest draw: No Creek and Hickory Creek are both rivers a short drive away. For a longer outing, Crowder State Park and Pershing State Park are protected areas, and Swan Lake National Wildlife Refuge is another, each a longer drive away. The Gen. John J. Pershing Boyhood Home State Historic Site is a longer drive too, for those who like local history.
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- 6%of adults have a degree
- 2%work from home
What people in Livingston County work in
Employed residents by industry, from the Census survey. Livingston County had 6,113 jobs in 2025, 0.7% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 37° and lows near 18°; warmest in July, with highs near 88° and lows near 67°. About 40 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Chillicothe Agri-sci weather station, 9 miles away (NOAA).
Largest workplaces in Livingston County
- WalmartWarehouse clubs and supercenters248
- Hedrick Medical CenterCritical access hospital246FTE
- Chillicothe R-II SchoolsSchool district203FTE
- SonocoThermoforming163
- Donaldson CompanyAir purification equipment, stationary, manufacturing138
- Hy-VeeSupermarkets and other grocery except convenience stores121
- Lowe's Companies, INCHomecenter110
- Morningside CenterNursing homes100
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 1,866 people in all across the county; Chula has none of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- Cold wavesRelatively high
- LightningRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Chula’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Livingston County.
Chula home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Chula$194,061
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Chula address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Chula — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.