Citra, Florida.
Typical home $296,547 (+2.1% in a year). Ocala, FL metro.
to buy the typical home at today's mortgage rate — +$948 (+156%) since Jan 2020.
- 1 year
- Up $5,987 +2%
- $290,560$296,547 since Sep 2025
- 5 years
- Up $71,911 +32%
- $224,635$296,547 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Citra$1,556
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 12 years.
Typical home values in Citra, FL rose 2.1% over the past year — faster than the nation's +1.2%.
Living in Citra, Marion County, Florida
The Census does not count Citra on its own, so the figures here are Marion County's. Half the county's households earn more than $61,010 a year and half less; 14% of the county's people live below the poverty line. 78% of the county's homes are lived in by their owners and 22% are rented. Unemployment in Marion County was 5.7% in August 2026, and the county had 2.0% more jobs in 2025 than the year before. The most people in Marion County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Citra is a small town in Marion County, where most homes are lived in by their owners. Winters are mild and bring little or no snow, while summers are hot and wet, so the year is shaped more by warmth and rain than by cold. Across the county, the population is older than the country as a whole, and a somewhat larger share of people live below the poverty line than across the nation.
Work. Many residents work in schools, hospitals and social care, or in shops, offices, restaurants and hotels. Unemployment is a little higher than it was last summer, though more jobs were added across the county over the past year. Most people commute by car to work, as is common in this part of the country.
Things to do. The Santa Fe River is a river a short drive away, and Marjorie Kinnan Rawlings Historic State Park, a protected area, is also a short drive away. The Florida Museum of Natural History, a museum a longer drive away, is another option for a day out.
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- 164,881households
- 47.9median age
- 23%of adults have a degree
- 14%below the poverty line
- 27 mintypical commute
- 12%work from home
What people in Marion County work in
Employed residents by industry, from the Census survey. Marion County had 121,921 jobs in 2025, 2.0% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 68° and lows near 41°; warmest in August, with highs near 91° and lows near 71°. About 55 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Orange Springs 2SSW weather station, 9 miles away (NOAA).
Largest employers in Marion County
- Marion County Public Schools6,306
- AdventHealth Ocala3,606
- HCA Florida Hospitals3,171
- Wal-Mart2,689
- State of Florida (All Depts.)2,600
- Publix Supermarkets2,257
- FedEx Ground1,500
- Marion County BCC1,368
From Marion County’s annual financial report for 2025, its schedule of principal employers (its source: “Top 10 Major Employers from Ocala, Marion County Economic Development Corporation (EDC) at www.ocalaedc.org”), as Florida’s Auditor General publishes it: the report. Employees as the report counts them.
Natural hazards
- LightningVery high
- HurricanesRelatively high
- TornadoesRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- WildfireRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Marion County, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Marion County and the Ocala, FL metro.
Citra home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Citra$296,547
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 3 Citra listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Citra31.24%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Citra33
New listings per month
Sellers arriving at the market.
- Citra5
Zip codes with a Citra address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Citra — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.