Clarksville, Indiana.
Typical home $202,852 (+2.9% in a year), asking rent $1,156 . Louisville/Jefferson County, KY-IN metro.
to buy the typical home at today's mortgage rate — +$607 (+132%) since Jan 2020.
- 1 year
- Up $5,698 +3%
- $197,154$202,852 since Sep 2025
- 5 years
- Up $46,683 +30%
- $156,169$202,852 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clarksville$1,065
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Clarksville, IN rose 2.9% over the past year — faster than the nation's +1.2%.
Living in Clarksville, Clark County, Indiana
Clarksville is a town of 22,333 people in Clark County. Half its households earn more than $60,467 a year and half less, against $74,214 across Clark County; 16% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Clark County was 3.6% in August 2026, and the county had 1.2% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clarksville sits on the Indiana side of the Ohio River, across from Louisville, and is a town where more people rent than across the rest of Clark County. Incomes here run below the county's, and more residents live below the poverty line than most would expect to find nearby. Winters are cold, with only a little snow, and summers are hot, with plenty of rain and melted snow spread through the year.
Work. Many residents work in schools, hospitals and social care, with manufacturing, restaurants and hotels, and shops also employing a lot of people. The largest workplaces in Clarksville include Walmart, Sam's Club and UPS, and the typical commute is short. A modest share of residents work from home, and unemployment across Clark County has held steady from a year ago.
Things to do. A short drive away is the Falls of the Ohio State Park, a protected area along the river. Also a short drive away, the Muhammad Ali Center is a museum, and the Louisville Zoo makes an outing for families. Baseball and soccer fans can reach Louisville Slugger Field and Lynn Family Stadium, both stadiums close by.
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- 9,392households
- 22%of adults have a degree
- 16%below the poverty line
- 19 mintypical commute
- 10%work from home
What residents work in
Employed residents by industry, from the Census survey. Clark County had 59,952 jobs in 2025, 1.2% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 43° and lows near 26°; warmest in July, with highs near 89° and lows near 70°. About 4 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Louisville Mcalpine weather station, 3 miles away (NOAA).
Largest workplaces in Clarksville
- WalmartWarehouse clubs and supercenters399
- Sodrel Holding CompanyBulk mail truck transportation, contract, local345
- Sam's ClubWarehouse clubs and supercenters197
- UPSCouriers and express delivery services191
- Sunrise RecoverySubstance abuse facilities, residential190
- Lowe's Companies, INCHomecenter188
- Summitt TruckingGeneral freight trucking, long-distance, less-than-truckload155
- Kroger Louisville KMASupermarkets and other grocery except convenience stores154
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 29 workplaces with 20 or more staff, 3,022 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- Lightningrelatively high in parts of ClarksvilleRelatively moderate
- Ice stormsRelatively moderate
- Cold wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clarksville’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Clark County and the Louisville/Jefferson County, KY-IN metro.
Clarksville home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clarksville$202,852
- Indiana$257,165
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 2 Clarksville listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Clarksville40.10%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clarksville53
New listings per month
Sellers arriving at the market.
- Clarksville18
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Clarksville$221,181
- United States$370,717
Zip codes with a Clarksville address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clarksville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.