Clayton, Oklahoma.
Typical home $164,691 (+5.2% in a year).
to buy the typical home at today's mortgage rate — +$528 (+157%) since Jan 2020.
- 1 year
- Up $8,214 +5%
- $156,478$164,691 since Sep 2025
- 5 years
- Up $39,520 +32%
- $125,171$164,691 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clayton$864
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 13 years.
Typical home values in Clayton, OK rose 5.2% over the past year — faster than the nation's +1.2%.
Living in Clayton, Pushmataha County, Oklahoma
Clayton is a town of 555 people in Pushmataha County. Half its households earn more than $23,214 a year and half less, against $47,940 across Pushmataha County; 38% of its people live below the poverty line. Unemployment in Pushmataha County was 4.7% in August 2026, and the county had 3.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clayton is a very small town in Pushmataha County, in the hills of southeastern Oklahoma. Household incomes here run well below the county's, and a large share of residents live below the poverty line. Few adults hold a four-year degree, and homes are valued at a level that reflects a quiet, rural setting. Winters are cool and mostly mild, with only a dusting of snow in a typical year; summers are hot, and the year brings plenty of rain.
Work. Most residents work in schools, hospitals and social care, in shops, in restaurants, hotels and entertainment, or in transport, warehouses and utilities. Across Pushmataha County, the largest workplaces include Antlers Schools, Rattan Schools and Pushmataha Hospital. Unemployment in the county is close to where it stood a year ago, and the county has fewer jobs than it did the year before. Few people work from home.
Things to do. The outdoors is the main draw. Sardis Lake is a lake a short drive away, and Clayton Lake State Park, a protected area, is also a short drive from town. For a longer outing, Robbers Cave State Park is a protected area a longer drive away, suited to a day trip.
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- 294households
- 9%of adults have a degree
- 38%below the poverty line
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Pushmataha County had 2,471 jobs in 2025, 3.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 52° and lows near 28°; warmest in July, with highs near 93° and lows near 70°. About 3 inches of snow and 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Tuskahoma weather station, 5 miles away (NOAA).
Largest workplaces in Pushmataha County
- Antlers SchoolsSchool district121FTE
- Rattan SchoolsSchool district73FTE
- Pushmataha HospitalGeneral hospital63FTE
- Julian Lumber CompanyPressure treated lumber made from logs or bolts and treated60
- Clayton SchoolsSchool district48FTE
- Brighter Heights OklahomaOutpatient mental health centers and clinics40
- Pushmataha Family Medical CenterFamily physicians' offices37
- Moyers SchoolsSchool district35FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 137 people in all across the county; Clayton has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- DroughtRelatively high
- WildfireRelatively high
- Heat wavesRelatively high
- HailRelatively high
- TornadoesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clayton’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Pushmataha County.
Clayton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clayton$164,691
- Oklahoma$220,801
- United States$366,157
Sellers are cutting prices on about 1 in 8 Clayton listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clayton17
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Clayton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clayton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.