Clear Lake, Indiana.
Typical home $798,204 (+17.0% in a year). Angola, IN metro.
to buy the typical home at today's mortgage rate — +$2,558 (+157%) since Jan 2020.
- 1 year
- Up $115,898 +17%
- $682,306$798,204 since Sep 2025
- 5 years
- Up $250,847 +46%
- $547,358$798,204 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clear Lake$4,190
- Indiana$1,350
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 9 years.
Typical home values in Clear Lake, IN rose 17.0% over the past year — faster than the nation's +1.2%.
Living in Clear Lake, Steuben County, Indiana
Clear Lake is a town of 354 people in Steuben County. Unemployment in Steuben County was 3.4% in August 2026, and the county had 1.0% fewer jobs in 2025 than the year before. The most people in Steuben County work in manufacturing, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clear Lake is a very small town in Steuben County, in the northeast corner of Indiana. Residents are older than in most of the country, and a large share of adults hold a four-year degree. Homes here are valued well above what is typical for the county, and winters are cold and snowy, with a good deal of rain and melted snow across the year and warm summers.
Work. Residents work mainly in manufacturing, in schools, hospitals and social care, in shops, and in restaurants, hotels and entertainment. Some people work from home. Across Steuben County, the largest workplaces include Trine University, Cameron Memorial Community Hospital and MSD Steuben County Schools. Unemployment across the county is a little lower than a year ago, though the county has slightly fewer jobs than the year before.
Things to do. Coldwater Lake and Coldwater Lake State Park are both a short drive away, which makes the water and the park easy to reach. Pokagon State Park, a protected area, is also a short drive off. For a longer outing, Lake James is a lake a longer drive away.
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- 237households
- 43%of adults have a degree
- 0%below the poverty line
- 10%work from home
What people in Steuben County work in
Employed residents by industry, from the Census survey. Steuben County had 16,091 jobs in 2025, 1.0% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 30° and lows near 16°; warmest in July, with highs near 82° and lows near 61°. About 39 inches of snow and 39 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Angola weather station, 11 miles away (NOAA).
Largest workplaces in Steuben County
- Trine UniversityUniversity or college1,091
- Pine ManorPoultry slaughtering, dressing, and packing1,074
- Cameron Memorial Community HospitalCritical access hospital421FTE
- MSD Steuben CountySchool district344FTE
- WalmartWarehouse clubs and supercenters325
- Cardinal IG0228
- TennecoExtruded, molded or lathe-cut rubber goods manufacturing220
- MeijerRetail210
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 58 workplaces with 20 or more staff, 5,824 people in all across the county; Clear Lake has none of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Strong windRelatively high
- TornadoesRelatively high
- HailRelatively moderate
- LightningRelatively moderate
- Cold wavesRelatively moderate
- Inland floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clear Lake’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Steuben County and the Angola, IN metro.
Clear Lake home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clear Lake$798,204
- Indiana$257,165
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
Not enough data to draw this yet.
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Clear Lake address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clear Lake — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.