Clements, Maryland.
Typical home $476,429 (+4.2% in a year). California-Lexington Park, MD metro.
to buy the typical home at today's mortgage rate — +$918 (+58%) since Feb 2022.
- 1 year
- Up $19,371 +4%
- $457,058$476,429 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clements$2,501
- Maryland$2,230
- United States$1,922
Typical home values in Clements, MD rose 4.2% over the past year — faster than the nation's +1.2%.
Living in Clements, St. Mary's County, Maryland
The Census does not count Clements on its own, so the figures here are St. Mary's County's. Half the county's households earn more than $119,446 a year and half less; 8% of the county's people live below the poverty line. 73% of the county's homes are lived in by their owners and 27% are rented. Unemployment in St. Mary's County was 3.7% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in St. Mary's County work in government, then schools and health care.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clements is a community in St. Mary's County, in southern Maryland, and across the county most homes are lived in by their owners. Winters are colder than in most of the country, with cold January mornings, while summers are warm and July is the hottest month. Snow is light, but rain and melted snow arrive in heavy amounts over the year.
Work. Across St. Mary's County, unemployment has eased recently, though the county has slightly fewer jobs than it did before. Most working residents are in government, in schools, hospitals and social care, in professional and business services, or in shops. Commuting is a regular part of life for many, and a fair number of people work from home.
Things to do. The Calvert Marine Museum is a museum a longer drive away, and St. Clement's Island State Park is a protected area a short drive away. Newtowne Neck State Park, also a protected area, is a short drive away as well. Each offers a different way to spend a day outdoors or learning about the region's history and waters.
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- 42,436households
- 37.2median age
- 36%of adults have a degree
- 8%below the poverty line
- 30 mintypical commute
- 18%work from home
What people in St. Mary's County work in
Employed residents by industry, from the Census survey. St. Mary's County had 47,919 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 25°; warmest in July, with highs near 85° and lows near 66°. About 15 inches of snow and 48 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Mechanicsville Northeast weather station, 11 miles away (NOAA).
Largest workplaces in St. Mary's County
- St. Mary's County Public SchoolsSchool district2,316FTE
- V2XMaintenance and repair services, aircraft904
- St. Marys HospitalGeneral hospital899FTE
- Smartronix - HollywoodSystems integration design services, computer562
- St. Mary's College of MarylandUniversity or college504
- BAE Systems Inc. - TSSCountermeasure sets manufacturing440
- WalmartWarehouse clubs and supercenters409
- American Electronic Warfare AssociatesComputer and related hardware research and development laboratories or services372
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 69 workplaces with 20 or more staff, 9,116 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively moderate
- DroughtRelatively moderate
- Strong windRelatively moderate
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Mary's County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Mary's County and the California-Lexington Park, MD metro.
Clements home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clements$476,429
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Clements address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clements — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.