States · Missouri · Christian County

Clever, Missouri.

Typical home $272,912 (+3.6% in a year), asking rent $1,395 . Springfield, MO metro.

What it costs per month · Clever $1,432/mo

to buy the typical home at today's mortgage rate — +$838 (+141%) since Jan 2020.

What the home itself did
1 year
Up $9,453 +4%
$263,459$272,912 since Sep 2025
5 years
Up $73,101 +37%
$199,811$272,912 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Clever $1,432 Missouri $1,393 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Clever$1,432
  • Missouri$1,393
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Clever, MO rose 3.6% over the past year — faster than the nation's +1.2%.

Living in Clever, Christian County, Missouri

Clever is a city of 2,918 people in Christian County. Half its households earn more than $78,366 a year and half less, against $83,437 across Christian County; 6% of its people live below the poverty line. 68% of its homes are lived in by their owners and 32% are rented. Unemployment in Christian County was 3.5% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.

People 2,918 in the 2020 census; median age 30.6
Household income $78,366 the median, give or take $4,967 · Christian County: $83,437
Unemployment 3.5% Christian County, August 2026; 3.8% a year before
Homes 68% lived in by their owners; 32% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Clever is a small city in Christian County, Missouri, with a younger population than much of the country and a good number of families. Most homes are lived in by their owners, and incomes run a little below the county's. Winters are cold, with some snow, and summers get hot, with a fair amount of rain across the year.

Work. Many residents work in schools, hospitals and social care, in restaurants, hotels and entertainment, in shops, and in manufacturing. Across Christian County, some of the largest workplaces are Ozark R-VI Schools, Nixa Public Schools and Walmart. Most people travel a fair way to their jobs, and very few work from home.

Things to do. A short drive away is Wilson's Creek National Battlefield, a historic site, and Riverbluff Cave, which is run as a museum. A longer drive brings you to Silver Dollar City, an amusement park, and to Fantastic Caverns, a cave attraction. For time by the water, Wilsons Creek is a short drive off.

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  • 1,105households
  • 25%of adults have a degree
  • 6%below the poverty line
  • 29 mintypical commute
  • 3%work from home

What residents work in

  • Schools, hospitals and social care22%
  • Restaurants, hotels and entertainment15%
  • Shops (retail)10%
  • Manufacturing9%
  • Other services8%
  • Government8%

Employed residents by industry, from the Census survey. Christian County had 20,884 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 45° and 22°; warmest in July, 90° and 67° 20° 40° 60° 80° J 45° 22° F M A M J J 90° 67° A S O N D
Average daily high and low for each month: coldest in January, 45° and 22°; warmest in July, 90° and 67° 20° 40° 60° 80° J 45° 22° F M A M J J 90° 67° A S O N D

Coldest in January, with highs near 45° and lows near 22°; warmest in July, with highs near 90° and lows near 67°. About 12 inches of snow and 46 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Billings 1SW weather station, 6 miles away (NOAA).

Largest workplaces in Christian County

  1. Ozark R-VI SchoolsSchool district1,033FTE
  2. Nixa Public SchoolsSchool district706FTE
  3. WalmartWarehouse clubs and supercenters434
  4. WalmartWarehouse clubs and supercenters356
  5. Spot On DeliveryExpress delivery services185
  6. Clever R-V SchoolsSchool district174FTE
  7. The Kinetic Group TKGShotgun shells manufacturing159
  8. G5 EnterprisesFoam insulation installation147

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 43 workplaces with 20 or more staff, 3,585 people in all across the county; Clever has one of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Heat wavesRelatively high
  3. Strong windRelatively high
  4. LightningRelatively high
  5. TornadoesRelatively high
  6. Winter weatherRelatively high

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clever’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Christian County and the Springfield, MO metro.

Clever home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Clever $272,912 Missouri $265,387 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Clever$272,912
  • Missouri$265,387
  • United States$366,157
Property tax, 2026 roll $1,489/yr median bill inside Clever, effective 0.53% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Clever listings — the market is cooling.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 35% 2024 2025 2026 Clever 35.21% United States 26.90%
15% 20% 25% 30% 35% 2024 2025 2026
  • Clever35.21%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Clever 36
10 20 30 40 2018 2022 2026
  • Clever36

New listings per month

Sellers arriving at the market.

6 8 10 2026 Clever 10
6 8 10 2026
  • Clever10

Zip codes with a Clever address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clever — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Clever