Clifton, Texas.
Typical home $232,848 (+0.7% in a year).
to buy the typical home at today's mortgage rate — +$634 (+108%) since Jan 2020.
- 1 year
- Up $1,661 +1%
- $231,187$232,848 since Sep 2025
- 5 years
- Up $22,799 +11%
- $210,049$232,848 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Clifton$1,222
- Texas$1,556
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 34 years.
Typical home values in Clifton, TX rose 0.7% over the past year — slower than the nation's +1.2%.
Living in Clifton, Bosque County, Texas
Clifton is a city of 3,465 people in Bosque County. Half its households earn more than $64,653 a year and half less, against $68,914 across Bosque County; 10% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Bosque County was 4.6% in August 2026, and the county had 7.1% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Clifton is a small city in Bosque County, Texas, where most homes are lived in by their owners. Household incomes run a little below the county's, and a modest share of residents live below the poverty line. Winters are mild and short, with little or no snow, while summers turn hot, especially in August, and the year brings a fair amount of rain.
Work. Many residents work in schools, hospitals and social care, in shops, in the building trades and in manufacturing. Among the largest workplaces in Clifton are Lutheran Sunset Ministries, Willow Park Rehabilitation and Healthcare Center and Texas-New Mexico Power Company. Commutes are short, and only a small share of people work from home.
Things to do. For time outdoors, Meridian State Park is a protected area a longer drive away, and Lake Whitney is a reservoir, also a longer drive away. The Bosque River, another longer drive away, suits anyone who likes to be near moving water. Waco Mammoth National Monument is a protected area a longer drive away, and it adds a quieter kind of outing.
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- 1,355households
- 25%of adults have a degree
- 10%below the poverty line
- 16 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Bosque County had 3,789 jobs in 2025, 7.1% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 57° and lows near 34°; warmest in August, with highs near 96° and lows near 72°. About 38 inches of rain a year, and little or no snow.
Average daily high and low, 1991–2020, at the Whitney Dam weather station, 13 miles away (NOAA).
Largest workplaces in Clifton
- Lutheran Sunset MinistriesRetirement homes with nursing care186
- Willow Park Rehabilitation and Healthcare CenterNursing homes107
- Texas-New Mexico Power Company53
- Retrieving data. Wait a few seconds and try to cut or copy againLivestock feeds, supplements, concentrates and premixes, manufacturing26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 372 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- TornadoesRelatively high
- HailRelatively moderate
- Cold wavesRelatively moderate
- Heat wavesRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clifton’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Bosque County.
Clifton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Clifton$232,848
- Texas$296,424
- United States$366,157
Sellers are cutting prices on about 1 in 4 Clifton listings — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Clifton28.55%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Clifton69
New listings per month
Sellers arriving at the market.
- Clifton10
Zip codes with a Clifton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clifton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.