States · North Carolina · Haywood County

Clyde, North Carolina.

Typical home $333,961 (-2.4% in a year). Asheville, NC metro.

What it costs per month · Clyde $1,753/mo

to buy the typical home at today's mortgage rate — +$932 (+114%) since Jan 2020.

What the home itself did
1 year
Down $8,344 -2%
$342,305$333,961 since Sep 2025
5 years
Up $47,753 +17%
$286,208$333,961 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Clyde $1,753 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Clyde$1,753
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 22 years.

Typical home values in Clyde, NC fell 2.4% over the past year — slower than the nation's +1.2%.

Living in Clyde, Haywood County, North Carolina

Clyde is a town of 1,368 people in Haywood County. Half its households earn more than $56,406 a year and half less, against $61,912 across Haywood County; 8% of its people live below the poverty line. Unemployment in Haywood County was 3.1% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Haywood County work in schools and health care, then manufacturing.

People 1,368 in the 2020 census
Household income $56,406 the median, give or take $11,850 · Haywood County: $61,912
Unemployment 3.1% Haywood County, August 2026; 4.0% a year before
Homes Too few homes in Clyde for the Census survey to measure.

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Clyde is a small town in the western North Carolina mountains, in Haywood County. Household incomes in town run below the county's, and the typical home is worth a good deal, so owning here takes more than the local paychecks might suggest. Winters are cold, with January highs in the upper part of the temperature scale's chilly range and lows below freezing, while summers are warm. The town gets a fair amount of snow and plenty of rain across the year.

Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and restaurants and hotels also employing many people. Across Haywood County, some of the largest workplaces are Haywood Regional Medical Center, Haywood County Schools and Walmart. Unemployment in the county has eased over the past year, though the number of jobs has slipped slightly. Most people commute a moderate distance, and few work from home.

Things to do. Hominy Creek is a river a short drive away. A longer drive brings the Great Smoky Mountains National Park, one of the best known protected areas in the country, and Pisgah National Forest, a large protected stretch of mountain woodland. The French Broad River, also a longer drive away, rounds out the choices for anyone who likes time outdoors.

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  • 22%of adults have a degree
  • 8%below the poverty line
  • 20 mintypical commute
  • 4%work from home

What people in Haywood County work in

  • Schools, hospitals and social care24%
  • Manufacturing12%
  • Shops (retail)12%
  • Restaurants, hotels and entertainment12%
  • Professional and business services11%
  • Building trades7%

Employed residents by industry, from the Census survey. Haywood County had 17,431 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 47° and 24°; warmest in July, 82° and 60° 20° 40° 60° 80° J 47° 24° F M A M J J 82° 60° A S O N D
Average daily high and low for each month: coldest in January, 47° and 24°; warmest in July, 82° and 60° 20° 40° 60° 80° J 47° 24° F M A M J J 82° 60° A S O N D

Coldest in January, with highs near 47° and lows near 24°; warmest in July, with highs near 82° and lows near 60°. About 11 inches of snow and 50 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Waynesville East weather station, 4 miles away (NOAA).

Largest workplaces in Haywood County

  1. Haywood County Consolidated SchoolsState education departments1,038
  2. Haywood County SchoolsSchool district889FTE
  3. Haywood Regional Medical CenterGeneral hospital693FTE
  4. WalmartWarehouse clubs and supercenters386
  5. Haywood Community CollegeTwo-year college362
  6. Consolidated MetcoMotor vehicle moldings and extrusions, plastics, manufacturing272
  7. Ingles MarketsSupermarkets and other grocery stores190
  8. Publix Super MarketsSupermarkets and other grocery stores183

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 33 workplaces with 20 or more staff, 4,922 people in all across the county; Clyde has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Cold wavesVery high
  2. LightningRelatively high
  3. Strong windRelatively high
  4. Inland floodingRelatively high
  5. LandslidesRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Clyde’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Haywood County and the Asheville, NC metro.

Clyde home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Clyde $333,961 North Carolina $332,159 United States $366,157
$200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Clyde$333,961
  • North Carolina$332,159
  • United States$366,157

Sellers are cutting prices on about 1 in 3 Clyde listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

10% 20% 30% 2018 2019 2020 2021 2022 2023 2024 2025 2026 Clyde 30.11% United States 26.90%
10% 20% 30% 2018 2022 2026
  • Clyde30.11%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

40 60 80 2018 2019 2020 2021 2022 2023 2024 2025 2026 Clyde 80
40 60 80 2018 2022 2026
  • Clyde80

New listings per month

Sellers arriving at the market.

10 20 30 2020 2021 2022 2023 2024 2025 2026 Clyde 15
10 20 30 2020 2022 2024 2026
  • Clyde15

Zip codes with a Clyde address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Clyde — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Clyde