Coalgate, Oklahoma.
Typical home $88,440 (-7.7% in a year).
to buy the typical home at today's mortgage rate — +$276 (+147%) since Jan 2020.
- 1 year
- Down $7,385 -8%
- $95,825$88,440 since Sep 2025
- 5 years
- Up $24,518 +38%
- $63,923$88,440 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Coalgate$464
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Coalgate, OK fell 7.7% over the past year — slower than the nation's +1.2%.
Living in Coalgate, Coal County, Oklahoma
Coalgate is a city of 1,667 people in Coal County. 46% of its homes are lived in by their owners and 54% are rented. Unemployment in Coal County was 4.3% in August 2026, and the county had 0.7% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Coalgate is a small city and the seat of Coal County in southeastern Oklahoma. Its residents are younger than in many American towns, and more of them rent than in most places. Incomes run below the county's, and a larger share of people live below the poverty line than across the country. Few adults hold a four-year degree, and many people have short drives to work. Winters are cool and bring little snow, summers are hot, and the year is fairly wet.
Work. Many residents work in schools, hospitals and social care, followed by shops, restaurants and hotels, and manufacturing. Across Coal County, the largest workplaces include Coalgate Schools, Coal County General Hospital and Heavybilt Mfg, a structural steel fabricator. Unemployment across the county is about where it was a year ago, and the number of jobs has edged up slightly.
Things to do. Atoka Reservoir is a short drive away, and is the nearest place for time by the water. Farther afield, McGee Creek State Park is a protected area with McGee Creek Reservoir beside it, and Fort McCulloch is a historic fort. Each of these is a longer drive from town.
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- 725households
- 16%of adults have a degree
- 30%below the poverty line
- 16 mintypical commute
- 8%work from home
What residents work in
Employed residents by industry, from the Census survey. Coal County had 1,234 jobs in 2025, 0.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 51° and lows near 28°; warmest in August, with highs near 93° and lows near 69°. About 3 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Centrahoma Ese weather station, 7 miles away (NOAA).
Largest workplaces in Coal County
- Duncan Regional HospitalGeneral hospital637FTE
- Coalgate SchoolsSchool district120FTE
- Coal County General HospitalCritical access hospital50FTE
- Tupelo SchoolsSchool district41FTE
- Cottonwood SchoolsSchool district35FTE
- Heavybilt MfgStructural steel, fabricated, manufacturing32
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 144 people in all across the county; Coalgate has two of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HailVery high
- Ice stormsVery high
- TornadoesVery high
- WildfireRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Coalgate’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Coal County.
Coalgate home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Coalgate$88,440
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Coalgate6
Zip codes with a Coalgate address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Coalgate — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.