Colchester, Vermont.
Typical home $464,788 (+0.0% in a year), asking rent $2,206 . Burlington-South Burlington, VT metro.
to buy the typical home at today's mortgage rate — +$1,408 (+137%) since Jan 2020.
- 1 year
- Up $57 +0%
- $464,731$464,788 since Sep 2025
- 5 years
- Up $128,204 +38%
- $336,584$464,788 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Colchester$2,440
- Vermont$2,057
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Colchester, VT rose 0.0% over the past year — slower than the nation's +1.2%.
Living in Colchester, Chittenden County, Vermont
Colchester is a town of 17,524 people in Chittenden County. Half its households earn more than $97,891 a year and half less, against $96,759 across Chittenden County; 7% of its people live below the poverty line. 74% of its homes are lived in by their owners and 26% are rented. Unemployment in Chittenden County was 2.3% in August 2026, and the county had about as many jobs in 2025 as the year before. The most residents work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Colchester is a town in Chittenden County, Vermont, where most homes are lived in by their owners and household incomes sit a little above the county's. A good share of adults hold a four-year degree, and the population skews somewhat younger than in many American towns. Winters are cold and snowy, with January the coldest month, while summers are warm and July is the warmest.
Work. Many residents work in schools, hospitals and social care, with manufacturing, retail and professional and business services also well represented. Among the largest workplaces in Colchester are Green Mountain Power's corporate headquarters, Costco Wholesale and the Colchester School District. Commutes are fairly short, and a noticeable group of residents work from home.
Things to do. Lake Champlain is a short drive away, and Sand Bar State Park, a protected area, is also close by for time near the water. The Flynn Center for the Performing Arts, a theatre, is a short drive as well. Shelburne Museum is a longer drive away for a day out.
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- 7,092households
- 41%of adults have a degree
- 7%below the poverty line
- 20 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Chittenden County had 103,261 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 28° and lows near 11°; warmest in July, with highs near 82° and lows near 62°. About 50 inches of snow and 35 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the South Hero weather station, 6 miles away (NOAA).
Largest workplaces in Colchester
- Green Mountain Electric SupplyConstruction materials, electrical, merchant wholesalers464
- Colchester School DistrictSchool district394FTE
- Costco WholesaleWholesale grocer320
- Janitech ServicesJanitorial services176
- Green Mountain Power Corporate HQ - ColchesterElectric power distribution150
- HazelettMetal casting machinery and equipment manufacturing147
- Baker Distributing NorthBeer and ale merchant wholesalers137
- Champlain CableCommunications wire and cable, nonferrous, made from purchased nonferrous wire116
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 19 workplaces with 20 or more staff, 2,126 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningRelatively high
- Winter weatherRelatively moderate
- AvalanchesRelatively moderate
- Ice stormsRelatively moderate
- Inland floodingRelatively moderate
- Strong windRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Chittenden County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Chittenden County and the Burlington-South Burlington, VT metro.
Colchester home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Colchester$464,788
- Vermont$391,900
- United States$366,157
Sellers are cutting prices on about 1 in 3 Colchester listings, and the typical home goes pending in 13 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Colchester35.56%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Colchester62
New listings per month
Sellers arriving at the market.
- Colchester23
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Colchester$442,973
- United States$371,407
Zip codes with a Colchester address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Colchester — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.