Colonial Beach, Virginia.
Typical home $326,232 (-0.1% in a year), asking rent $1,966 .
to buy the typical home at today's mortgage rate — +$901 (+111%) since Jan 2020.
- 1 year
- Down $406 -0%
- $326,638$326,232 since Sep 2025
- 5 years
- Up $57,774 +22%
- $268,458$326,232 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Colonial Beach$1,712
- Virginia$2,164
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 18 years.
Typical home values in Colonial Beach, VA fell 0.1% over the past year — slower than the nation's +1.2%.
Living in Colonial Beach, Westmoreland County, Virginia
Colonial Beach is a town of 3,908 people in Westmoreland County. Half its households earn more than $60,513 a year and half less, against $63,398 across Westmoreland County; 24% of its people live below the poverty line. 80% of its homes are lived in by their owners and 20% are rented. Unemployment in Westmoreland County was 4.6% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most people in Westmoreland County work in professional services, then schools and health care.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Colonial Beach is a small town on the Potomac River in Westmoreland County, and most homes here are lived in by their owners. Household incomes run a little below the county's, and a larger share of residents live below the poverty line than most places would see. Winters are cold, with January the coldest month and some snow each year, while summers are warm and July is the hottest month. Rain and melted snow fall steadily through the year.
Work. Residents work mostly in professional and business services, in schools, hospitals and social care, in shops, and in government. Across Westmoreland County, the largest workplaces include Westmoreland County Public Schools, the truck trailer maker Carry-On Montross, and Colonial Beach Public Schools. Commutes here are long, and a modest share of people work from home. The county has seen slightly fewer jobs than the year before, and unemployment is a little lower than it was a year ago.
Things to do. The James Monroe Family Home Site, an archaeological site, is in or beside town. A short drive away are George Washington Birthplace National Monument and Westmoreland State Park, both protected areas, along with the Wicomico River. For a longer outing, the National Museum of the Marine Corps is a longer drive away.
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- 1,793households
- 29%of adults have a degree
- 24%below the poverty line
- 40 mintypical commute
- 11%work from home
What people in Westmoreland County work in
Employed residents by industry, from the Census survey. Westmoreland County had 3,204 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 26°; warmest in July, with highs near 87° and lows near 67°. About 12 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Corbin weather station, 21 miles away (NOAA).
Largest workplaces in Westmoreland County
- Westmoreland County Public SchoolsSchool district287FTE
- Carry-On MontrossTruck trailer manufacturing149
- Colonial Beach Public SchoolsSchool district124FTE
- Westmoreland OperatorSkilled nursing facilities74
- Food LionGrocery stores69
- East Coast FlameproofPreserving purchased wood and wood products30
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 5 workplaces with 20 or more staff, 391 people in all across the county; Colonial Beach has two of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively high
- Coastal floodingRelatively moderate
- DroughtRelatively moderate
- Strong windRelatively moderate
- LightningRelatively moderate
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Colonial Beach’s census tracts, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Westmoreland County.
Colonial Beach home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Colonial Beach$326,232
- Virginia$412,252
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Colonial Beach listings, and the typical home goes pending in 46 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Colonial Beach26.28%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Colonial Beach46
- United States24
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Colonial Beach88
New listings per month
Sellers arriving at the market.
- Colonial Beach18
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Colonial Beach$321,062
- United States$371,407
Zip codes with a Colonial Beach address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Colonial Beach — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.