Coltons Point, Maryland.
Typical home $427,285 (+3.2% in a year). California-Lexington Park, MD metro.
to buy the typical home at today's mortgage rate — +$1,127 (+101%) since Jan 2020.
- 1 year
- Up $13,383 +3%
- $413,902$427,285 since Sep 2025
- 5 years
- Up $71,179 +20%
- $356,106$427,285 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Coltons Point$2,243
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 19 years.
Typical home values in Coltons Point, MD rose 3.2% over the past year — faster than the nation's +1.2%.
Living in Coltons Point, St. Mary's County, Maryland
The Census does not count Coltons Point on its own, so the figures here are St. Mary's County's. Half the county's households earn more than $119,446 a year and half less; 8% of the county's people live below the poverty line. 73% of the county's homes are lived in by their owners and 27% are rented. Unemployment in St. Mary's County was 3.7% in August 2026, and the county had 2.4% fewer jobs in 2025 than the year before. The most people in St. Mary's County work in government, then schools and health care.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Coltons Point is a small waterside community in St. Mary's County, Maryland, where the Potomac River and the Chesapeake shape much of daily life. Across the county, most homes are lived in by their owners, and typical home values are high. Few people live below the poverty line, and the typical resident is in middle age.
Work. Many residents work in government, in schools, hospitals and social care, in professional and business services, or in shops. Unemployment across the county has eased over the past year, though the number of jobs has dipped recently. A good share of adults hold a four-year degree, and a noticeable number of people work from home.
Things to do. St. Clement's Island State Park is in or beside town, and George Washington Birthplace National Monument is a short drive away. The Calvert Marine Museum is a longer drive off, and the Potomac River is a longer drive away for boating and fishing. Winters are cold with snow most years, and summers are hot, so spring and autumn are often the most pleasant times to get out.
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- 42,436households
- 37.2median age
- 36%of adults have a degree
- 8%below the poverty line
- 30 mintypical commute
- 18%work from home
What people in St. Mary's County work in
Employed residents by industry, from the Census survey. St. Mary's County had 47,919 jobs in 2025, 2.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 47° and lows near 28°; warmest in July, with highs near 88° and lows near 68°. About 12 inches of snow and 45 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Warsaw Northwest weather station, 17 miles away (NOAA).
Largest workplaces in St. Mary's County
- St. Mary's County Public SchoolsSchool district2,316FTE
- V2XMaintenance and repair services, aircraft904
- St. Marys HospitalGeneral hospital899FTE
- Smartronix - HollywoodSystems integration design services, computer562
- St. Mary's College of MarylandUniversity or college504
- BAE Systems Inc. - TSSCountermeasure sets manufacturing440
- WalmartWarehouse clubs and supercenters409
- American Electronic Warfare AssociatesComputer and related hardware research and development laboratories or services372
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 69 workplaces with 20 or more staff, 9,116 people in all. School districts come from the Common Core of Data (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- HurricanesRelatively moderate
- DroughtRelatively moderate
- Strong windRelatively moderate
- Coastal floodingRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across St. Mary's County, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Mary's County and the California-Lexington Park, MD metro.
Coltons Point home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Coltons Point$427,285
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Coltons Point address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Coltons Point — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.