States · Texas · Kaufman County

Combine, Texas.

Typical home $401,610 (+1.9% in a year). Dallas-Fort Worth-Arlington, TX metro.

What it costs per month · Combine $2,108/mo

to buy the typical home at today's mortgage rate — +$1,129 (+115%) since Jan 2020.

What the home itself did
1 year
Up $7,557 +2%
$394,053$401,610 since Sep 2025
5 years
Up $54,984 +16%
$346,627$401,610 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Combine $2,108 Texas $1,556 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Combine$2,108
  • Texas$1,556
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 24 years.

Typical home values in Combine, TX rose 1.9% over the past year — faster than the nation's +1.2%.

Living in Combine, Kaufman County, Texas

Combine is a city of 2,245 people in Kaufman County. Half its households earn more than $94,756 a year and half less, against $89,485 across Kaufman County; 6% of its people live below the poverty line. 91% of its homes are lived in by their owners and 9% are rented. Unemployment in Kaufman County was 4.7% in August 2026, and the county had 5.0% more jobs in 2025 than the year before. The most residents work in professional services, then construction.

People 2,245 in the 2020 census
Household income $94,756 the median, give or take $16,249 · Kaufman County: $89,485
Unemployment 4.7% Kaufman County, August 2026; 4.5% a year before
Homes 91% lived in by their owners; 9% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Combine is a small city where nearly everyone owns the home they live in, a far higher share than is usual across the country. Household incomes run above the county's, and fewer people live below the poverty line than you might expect. Winters are mild and brief, with the coldest days in January still cool rather than harsh, while summers turn hot by August and the year brings a fair amount of rain.

Work. Many residents work in professional and business services, the building trades, schools, hospitals and social care, and shops. Across Kaufman County, some of the largest workplaces are Forney ISD, Amazon and Madix. The commute to work tends to be a long one, and some residents work from home.

Things to do. Dallas and its attractions lie a longer drive away, and they make a good day out. Among the best known are the Dallas Museum of Art, a museum, and the Dallas Zoo. Lake Ray Hubbard, a reservoir, is also a longer drive away for time on the water.

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  • 814households
  • 20%of adults have a degree
  • 6%below the poverty line
  • 39 mintypical commute
  • 13%work from home

What residents work in

  • Professional and business services20%
  • Building trades18%
  • Schools, hospitals and social care13%
  • Shops (retail)10%
  • Transport, warehouses and utilities9%
  • Government7%

Employed residents by industry, from the Census survey. Kaufman County had 45,719 jobs in 2025, 5.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 58° and 36°; warmest in August, 96° and 73° 40° 60° 80° 100° J 58° 36° F M A M J J A 96° 73° S O N D
Average daily high and low for each month: coldest in January, 58° and 36°; warmest in August, 96° and 73° 40° 60° 80° 100° J 58° 36° F M A M J J A 96° 73° S O N D

Coldest in January, with highs near 58° and lows near 36°; warmest in August, with highs near 96° and lows near 73°. About 41 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Ferris weather station, 9 miles away (NOAA).

Largest workplaces in Kaufman County

  1. Forney ISDSchool district2,294FTE
  2. AmazonGeneral warehousing and storage953
  3. MadixFixtures, store display, manufacturing942
  4. Crandall ISDSchool district875FTE
  5. Terrell State HospitalPsychiatric hospital845FTE
  6. Terrell ISDSchool district626FTE
  7. Mabank ISDSchool district560FTE
  8. Kaufman ISDSchool district548FTE

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 91 workplaces with 20 or more staff, 10,712 people in all across the county; Combine has none of its own. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. HailRelatively high
  2. Heat wavesRelatively high
  3. Cold wavesRelatively high
  4. TornadoesRelatively high
  5. Inland floodingRelatively high
  6. WildfireRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Combine’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Kaufman County and the Dallas-Fort Worth-Arlington, TX metro.

Combine home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$200,000 $300,000 $400,000 2018 2020 2022 2024 2026 Combine $401,610 Texas $296,424 United States $366,157
$200,000 $300,000 $400,000 2018 2022 2026
  • Combine$401,610
  • Texas$296,424
  • United States$366,157

Sellers are cutting prices on about 1 in 2 Combine listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

25% 30% 35% 40% 45% 2026 Combine 44.63% United States 26.90%
25% 30% 35% 40% 45% 2026
  • Combine44.63%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Combine 20
10 20 30 40 2018 2022 2026
  • Combine20

Zip codes with a Combine address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Combine — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zillow publishes no zip-level series with this city on the address.