Concord, Missouri.
Typical home $334,670 (+4.1% in a year), asking rent $1,908 . St. Louis, MO-IL metro.
to buy the typical home at today's mortgage rate — +$931 (+113%) since Jan 2020.
- 1 year
- Up $13,323 +4%
- $321,347$334,670 since Sep 2025
- 5 years
- Up $72,179 +27%
- $262,491$334,670 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Concord$1,757
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 14 years.
Typical home values in Concord, MO rose 4.1% over the past year — faster than the nation's +1.2%.
Living in Concord, St. Louis County, Missouri
Concord, in St. Louis County, had 17,668 people in the 2020 census. Half its households earn more than $89,038 a year and half less, against $82,936 across St. Louis County; 4% of its people live below the poverty line. 86% of its homes are lived in by their owners and 14% are rented. Unemployment in St. Louis County was 4.2% in August 2026, and the county had 1.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Concord is a suburban community in St. Louis County where most homes are lived in by their owners, and where household incomes run above the county's. Residents tend to be older than in many places, and a good share of adults hold a four-year degree. Winters are cold, with some snow, and summers are hot, with a fair amount of rain through the year.
Work. Many residents work in schools, hospitals and social care, in professional and business services, in shops, or in banks, insurance and property. Some of the largest workplaces in Concord are Costco Wholesale, Target and Schnuck Markets. Commutes are of moderate length, and a number of people work from home.
Things to do. A short drive away are the Saint Louis Zoo and Forest Park, a large city park with gardens. The Missouri Botanical Garden and the Saint Louis Art Museum are also close by. A longer drive brings you to Gateway Arch National Park.
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- 7,440households
- 42%of adults have a degree
- 4%below the poverty line
- 24 mintypical commute
- 15%work from home
What residents work in
Employed residents by industry, from the Census survey. St. Louis County had 589,803 jobs in 2025, 1.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 41° and lows near 22°; warmest in July, with highs near 88° and lows near 69°. About 14 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cahokia weather station, 9 miles away (NOAA).
Largest workplaces in Concord
- Costco WholesaleWholesale grocer299
- TargetDiscount department stores216
- Schnuck MarketsSupermarket groc not convenience store109
- Schnuck MarketsSupermarket groc not convenience store82
- Americare Senior LivingAssisted living facilities w/o on-site nursing care facilities44
- Americare at South St Louis LLC Mattis Pointe Memory CareHealthcare27
- Hope Clinical CareIntellectual and developmental disability facilities, residential21
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 798 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Heat wavesVery high
- HailRelatively high
- Cold wavesRelatively high
- EarthquakesRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Concord’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on St. Louis County and the St. Louis, MO-IL metro.
Concord home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Concord$334,670
- Missouri$265,387
- United States$366,157
Sellers are cutting prices on about 1 in 3 Concord listings, and the typical home goes pending in 4 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Concord33.78%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
Not enough data to draw this yet.
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Concord41
New listings per month
Sellers arriving at the market.
- Concord23
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Concord$323,561
- United States$371,553
Zip codes with a Concord address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Concord — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.