Concordia, Missouri.
Typical home $192,984 (+2.8% in a year). Kansas City, MO-KS metro.
to buy the typical home at today's mortgage rate — +$615 (+154%) since Jan 2020.
- 1 year
- Up $5,293 +3%
- $187,691$192,984 since Sep 2025
- 5 years
- Up $52,572 +37%
- $140,412$192,984 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Concordia$1,013
- Missouri$1,393
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Concordia, MO rose 2.8% over the past year — faster than the nation's +1.2%.
Living in Concordia, Lafayette County, Missouri
Concordia is a city of 2,371 people in Lafayette County. Half its households earn more than $59,068 a year and half less, against $80,612 across Lafayette County; 16% of its people live below the poverty line. 57% of its homes are lived in by their owners and 43% are rented. Unemployment in Lafayette County was 3.7% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Lafayette County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Concordia is a small city in Lafayette County, Missouri, where most households own their homes. Incomes here run well below the county's as a whole, and more people live under the poverty line than most would like to see. Fewer adults hold a four-year degree than in many places, and winters are cold with some snow, while summers turn properly hot.
Work. Many residents work in schools, hospitals and social care, in manufacturing, in shops and in the building trades. Among the larger workplaces in town are Milbank Manufacturing - Concordia, Tyson Deli and Concordia R-II Schools. The drive to work is short, and some people work from home. Across Lafayette County, jobs slipped a little last year, and unemployment has eased compared with a year earlier.
Things to do. For time outdoors, Bear Creek and Blackjack Creek are both streams a short drive away. Knob Noster State Park is a protected area a longer drive off, and Fort Orleans, a fort site, lies a longer drive away as well.
Report a mistake
- 923households
- 28%of adults have a degree
- 16%below the poverty line
- 18 mintypical commute
- 14%work from home
What people in Lafayette County work in
Employed residents by industry, from the Census survey. Lafayette County had 8,754 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 38° and lows near 17°; warmest in July, with highs near 89° and lows near 67°. About 12 inches of snow and 43 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Sweet Springs weather station, 8 miles away (NOAA).
Largest workplaces in Concordia
- Milbank Manufacturing - ConcordiaBoxes, light gauge metal, manufacturing260
- Tyson DeliMeat processed from carcasses241
- MalikSkilled nursing facilities110
- Concordia R-II SchoolsSchool district76FTE
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 611 people in all. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Heat wavesRelatively high
- Strong windRelatively high
- TornadoesRelatively high
- DroughtRelatively moderate
- Ice stormsRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Concordia’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Lafayette County and the Kansas City, MO-KS metro.
Concordia home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Concordia$192,984
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Concordia8
Zip codes with a Concordia address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Concordia — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.