Cotopaxi, Colorado.
Typical home $371,038 (+0.4% in a year). Ca±on City, CO metro.
to buy the typical home at today's mortgage rate — +$1,077 (+124%) since Jan 2020.
- 1 year
- Up $1,582 +0%
- $369,456$371,038 since Sep 2025
- 5 years
- Up $54,577 +17%
- $316,461$371,038 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cotopaxi$1,947
- Colorado$2,777
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 22 years.
Typical home values in Cotopaxi, CO rose 0.4% over the past year — slower than the nation's +1.2%.
Living in Cotopaxi, Fremont County, Colorado
Cotopaxi, in Fremont County, had 44 people in the 2020 census. Unemployment in Fremont County was 5.9% in August 2026, and the county had about as many jobs in 2025 as the year before. The most people in Fremont County work in schools and health care, then government.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cotopaxi is a small community in Fremont County, Colorado, where neighbors tend to know one another well. It sits in a quiet part of the state, and its population is very small, so daily life is shaped by close ties and the landscape around it. Most people here are part of a county where the typical household earns a little less than the state's larger towns.
Work. Many residents work in schools, hospitals and social care, or for local and county government. Building trades and restaurants, hotels and entertainment also employ people nearby. Across Fremont County, unemployment is higher than it was a year earlier, while the number of jobs has held roughly steady.
Things to do. A museum, the Royal Gorge Route Railroad, is a longer drive away. Browns Canyon National Monument, a protected area, is also a longer drive away, as is the Sangre de Cristo Wilderness. Winters are cold with a good deal of snow, while summers are warm, so the seasons shape which outings are easiest.
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What people in Fremont County work in
Employed residents by industry, from the Census survey. Fremont County had 14,577 jobs in 2025, about as many as the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 40° and lows near 8°; warmest in July, with highs near 81° and lows near 45°. About 84 inches of snow and 14 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Westcliffe weather station, 20 miles away (NOAA).
Largest workplaces in Fremont County
- Fremont Re-1 SchoolsSchool district499FTE
- Bureau of Prisons/federal Prison SystemFederal government · Department of Justice351
- WalmartWarehouse clubs and supercenters302
- St. Thomas More HospitalCritical access hospital244FTE
- Golden Nugget Cripple CreekHotels, casino238
- Fremont Re-2 SchoolsSchool district216FTE
- Oldcastle SW GroupPavement, highway, road, street, bridge or airport runway, construction169
- King SoopersSupermarkets and other grocery except convenience stores117
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 21 workplaces with 20 or more staff, 2,036 people in all across the county; Cotopaxi has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), federal offices from OPM's federal workforce data (2026) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- LandslidesRelatively high
- WildfireRelatively high
- Inland floodingRelatively high
- HailRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cotopaxi’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Fremont County and the Ca±on City, CO metro.
Cotopaxi home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cotopaxi$371,038
- Colorado$529,013
- United States$366,157
Sellers are cutting prices on about 1 in 7 Cotopaxi listings — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cotopaxi14.33%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cotopaxi63
New listings per month
Sellers arriving at the market.
- Cotopaxi5
Zip codes with a Cotopaxi address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cotopaxi — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.