Cottage City, Maryland.
Typical home $344,529 (-1.1% in a year). Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
to buy the typical home at today's mortgage rate — +$760 (+72%) since Jan 2020.
- 1 year
- Down $3,878 -1%
- $348,407$344,529 since Sep 2025
- 5 years
- Up $8,438 +3%
- $336,090$344,529 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cottage City$1,808
- Maryland$2,230
- United States$1,922
Typical home values in Cottage City, MD fell 1.1% over the past year — slower than the nation's +1.2%.
Living in Cottage City, Prince George's County, Maryland
Cottage City is a town of 1,335 people in Prince George's County. 73% of its homes are lived in by their owners and 27% are rented. Unemployment in Prince George's County was 4.4% in August 2026, and the county had 0.4% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cottage City is a very small town in Prince George's County, Maryland, where most homes are lived in by their owners. A typical home here is worth less than the county's median household income might suggest, and more residents live below the poverty line than is usual in the wider county. Winters are cold and summers are hot, with a modest amount of snow and a fair amount of rain through the year.
Work. Residents work mostly in schools, hospitals and social care, with restaurants, hotels and entertainment, shops, and other services close behind. Fewer adults hold a four-year degree than in many nearby places, and the typical commute is a long one, though a good number of people work from home. Across Prince George's County, some of the largest workplaces are Prince George's County Public Schools, the University of Maryland-College Park and the U.S. Census Bureau, and the county has lost a few jobs over the past year.
Things to do. The National Mall, a long park lined with monuments and museums, is a short drive away. The Smithsonian Institution is also a short drive away, and the Lincoln Memorial, one of the best known of the capital's memorials, makes a good outing as well. Together they give a day out of strolling, gallery-going and history without going far.
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- 459households
- 24%of adults have a degree
- 15%below the poverty line
- 35 mintypical commute
- 19%work from home
What residents work in
Employed residents by industry, from the Census survey. Prince George's County had 328,137 jobs in 2025, 0.4% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 45° and lows near 28°; warmest in July, with highs near 90° and lows near 71°. About 10 inches of snow and 46 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Natl Arboretum Dc weather station, 2 miles away (NOAA).
Largest workplaces in Prince George's County
- Prince George's County Public SchoolsSchool district18,180FTE
- University of Maryland-College ParkUniversity or college10,690
- University of Maryland Global CampusUniversity or college5,424
- The Bozzuto Group CorporateAgencies, real estate5,024
- U.s. Census BureauFederal government · Department of Commerce3,238
- MGM Resorts InternationalHotels, casino3,002
- Contemporary Services2,434
- Internal Revenue ServiceFederal government · Department of the Treasury2,340
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 484 workplaces with 20 or more staff, 86,514 people in all across the county; Cottage City has none of its own. School districts come from the Common Core of Data (NCES, 2023–24), colleges from IPEDS (NCES, 2023–24) and federal offices from OPM's federal workforce data (2026); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cottage City’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Prince George's County and the Washington-Arlington-Alexandria, DC-VA-MD-WV metro.
Cottage City home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cottage City$344,529
- Maryland$424,890
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Cottage City address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cottage City — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.