States · Virginia · Albemarle County

Covesville, Virginia.

Typical home $375,905 (+3.5% in a year). Charlottesville, VA metro.

What it costs per month · Covesville $1,973/mo

to buy the typical home at today's mortgage rate — +$1,130 (+134%) since Jan 2020.

What the home itself did
1 year
Up $12,794 +4%
$363,110$375,905 since Sep 2025
5 years
Up $100,657 +37%
$275,248$375,905 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Covesville $1,973 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Covesville$1,973
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 11 years.

Typical home values in Covesville, VA rose 3.5% over the past year — faster than the nation's +1.2%.

Living in Covesville, Albemarle County, Virginia

The Census does not count Covesville on its own, so the figures here are Albemarle County's. Half the county's households earn more than $104,392 a year and half less; 8% of the county's people live below the poverty line. 66% of the county's homes are lived in by their owners and 34% are rented. Unemployment in Albemarle County was 3.3% in August 2026, and the county had 1.0% more jobs in 2025 than the year before. The most people in Albemarle County work in schools and health care, then professional services.

People 115,000 about, in Albemarle County: the Census does not count Covesville on its own
Household income $104,392 the median in Albemarle County, give or take $3,216
Unemployment 3.3% Albemarle County, August 2026; 3.3% a year before
Homes 66% lived in by their owners; 34% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Covesville is a small community in Albemarle County, Virginia, and most of the county's homes are lived in by their owners. Household incomes across the county are comfortable, and relatively few households live below the poverty line. Winters are cold with some snow, summers are warm, and rain falls through the year.

Work. Across the county, many residents work in schools, hospitals and social care, or in professional and business services. Shops, restaurants, hotels and entertainment also employ many people, and unemployment has stayed low and steady. Most adults hold a degree, and a sizeable share of workers work from home, with most others driving to work.

Things to do. Scott Stadium, one of the best known stadiums in the area, is a longer drive away. The Fralin Museum of Art, a museum, is also a longer drive away, and Crabtree Falls, a waterfall, is a longer drive away too.

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  • 45,912households
  • 39.7median age
  • 61%of adults have a degree
  • 8%below the poverty line
  • 22 mintypical commute
  • 22%work from home

What people in Albemarle County work in

  • Schools, hospitals and social care34%
  • Professional and business services18%
  • Shops (retail)9%
  • Restaurants, hotels and entertainment7%
  • Banks, insurance and property7%
  • Other services5%

Employed residents by industry, from the Census survey. Albemarle County had 65,494 jobs in 2025, 1.0% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 45° and 28°; warmest in July, 87° and 68° 20° 40° 60° 80° J 45° 28° F M A M J J 87° 68° A S O N D
Average daily high and low for each month: coldest in January, 45° and 28°; warmest in July, 87° and 68° 20° 40° 60° 80° J 45° 28° F M A M J J 87° 68° A S O N D

Coldest in January, with highs near 45° and lows near 28°; warmest in July, with highs near 87° and lows near 68°. About 17 inches of snow and 49 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Charlottesville 2W weather station, 14 miles away (NOAA).

Largest workplaces in Albemarle County

  1. Sentara Martha Jefferson HospitalGeneral hospital1,130FTE
  2. Albemarle CountyFire and rescue service917
  3. Region Ten Community Services BoardSocial workers' , mental health, offices595
  4. Faulconer Construction CompanyUtility line, construction559
  5. Northrop Grumman SystemsSearch detection navigation guidance aeronautical and nautical system and instrument manufacturing450
  6. Piedmont Virginia Community CollegeTwo-year college443
  7. Wegmans Food MarketsRetail supermarkets423
  8. Albemarle High SchoolSchools, secondary344

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 114 workplaces with 20 or more staff, 15,300 people in all. Hospitals come from their Medicare cost reports (CMS, 2023) and colleges from IPEDS (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Strong windRelatively high
  2. Inland floodingRelatively moderate
  3. HurricanesRelatively moderate
  4. DroughtRelatively moderate
  5. LightningRelatively moderate
  6. Winter weatherRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Albemarle County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Albemarle County and the Charlottesville, VA metro.

Covesville home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 Covesville $375,905 Virginia $412,252 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • Covesville$375,905
  • Virginia$412,252
  • United States$366,157

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Zip codes with a Covesville address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Covesville — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Covesville