Coyle, Oklahoma.
Typical home $197,678 (-2.0% in a year). Stillwater, OK metro.
to buy the typical home at today's mortgage rate — +$494 (+91%) since Jan 2020.
- 1 year
- Down $4,068 -2%
- $201,746$197,678 since Sep 2025
- 5 years
- Up $15,584 +9%
- $182,094$197,678 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Coyle$1,038
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 42 years.
Typical home values in Coyle, OK fell 2.0% over the past year — slower than the nation's +1.2%.
Living in Coyle, Payne County, Oklahoma
Coyle is a town of 350 people in Payne County. Half its households earn more than $83,331 a year and half less, against $49,809 across Payne County; 8% of its people live below the poverty line. Unemployment in Payne County was 4.1% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most people in Payne County work in schools and health care, then restaurants and hotels.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Coyle is a very small Oklahoma town in Payne County, home to fewer people than most places that carry the name of a town. Household incomes here run well above the county's, and fewer residents live below the poverty line than you might expect from the county as a whole. Few adults hold a four-year degree, and winters are cold while summers are hot, with January the coldest month and July the warmest.
Work. Residents work mostly in schools, hospitals and social care, followed by restaurants, hotels and entertainment, shops, and manufacturing. Few people work from home. Across Payne County, the largest workplaces include Oklahoma State University, Stillwater Medical Center and Stillwater Schools. Unemployment in the county is higher than a year ago, and the number of jobs has barely changed.
Things to do. Several places are a longer drive away. Carl Blackwell Lake is a reservoir for time on the water, and the Oklahoma Botanical Garden and Arboretum is a garden for a quiet walk. The National Wrestling Hall of Fame and Museum is a museum, also a longer drive from town.
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- 7%of adults have a degree
- 8%below the poverty line
- 7%work from home
What people in Payne County work in
Employed residents by industry, from the Census survey. Payne County had 35,314 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 27°; warmest in July, with highs near 92° and lows near 70°.
Average daily high and low, 1991–2020, at the Coyle 7N Mesonet weather station, 8 miles away (NOAA).
Largest workplaces in Payne County
- Oklahoma State UniversityUniversity or college5,649
- Stillwater Medical CenterGeneral hospital1,924FTE
- Stillwater SchoolsSchool district861FTE
- WalmartWarehouse clubs and supercenters372
- WalmartWarehouse clubs and supercenters337
- WalmartWarehouse clubs and supercenters268
- Cushing SchoolsSchool district249FTE
- Black & VeatchIndustrial engineering services234
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 44 workplaces with 20 or more staff, 3,569 people in all across the county; Coyle has one of its own. Colleges come from IPEDS (NCES, 2023–24), hospitals from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- Cold wavesVery high
- Ice stormsVery high
- HailRelatively high
- Heat wavesRelatively high
- Strong windRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Coyle’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Payne County and the Stillwater, OK metro.
Coyle home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Coyle$197,678
- Oklahoma$220,801
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Coyle7
Zip codes with a Coyle address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Coyle — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.