States · North Carolina · Gaston County

Cramerton, North Carolina.

Typical home $308,446 (-1.1% in a year), asking rent $1,975 . Charlotte-Concord-Gastonia, NC-SC metro.

What it costs per month · Cramerton $1,619/mo

to buy the typical home at today's mortgage rate — +$894 (+123%) since Jan 2020.

What the home itself did
1 year
Down $3,325 -1%
$311,771$308,446 since Sep 2025
5 years
Up $50,047 +19%
$258,399$308,446 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cramerton $1,619 North Carolina $1,743 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cramerton$1,619
  • North Carolina$1,743
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 20 years.

Typical home values in Cramerton, NC fell 1.1% over the past year — slower than the nation's +1.2%.

Living in Cramerton, Gaston County, North Carolina

Cramerton is a town of 5,296 people in Gaston County. Half its households earn more than $82,160 a year and half less, against $67,478 across Gaston County; 6% of its people live below the poverty line. 62% of its homes are lived in by their owners and 38% are rented. Unemployment in Gaston County was 3.7% in August 2026, and the county had 2.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then manufacturing.

People 5,296 in the 2020 census; median age 34.0
Household income $82,160 the median, give or take $7,167 · Gaston County: $67,478
Unemployment 3.7% Gaston County, August 2026; 4.3% a year before
Homes 62% lived in by their owners; 38% rented

Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cramerton is a small town in Gaston County, west of Charlotte, with a younger population than many towns of its size. Incomes here run higher than across the county, and most homes are lived in by their owners, though a good number of households rent. Winters are mild to cool, with freezing nights in January but little snow. Summers are hot, and rain falls steadily through the year.

Work. Residents work mainly in schools, hospitals and social care, followed by manufacturing, shops and professional and business services. Among the town's largest workplaces are Food Lion, ArcBest's risk management office and Terrabella Cramer Mountain, a senior living community. Unemployment across Gaston County is lower than it was a year ago, and the county has added jobs over the past year. Many adults hold a four-year degree, and a share of people work from home.

Things to do. A short drive away, Lake Wylie offers a lake for time on the water, and Daniel Stowe Botanical Garden is a place for a quiet walk among planted grounds. The Sullenberger Aviation Museum is also a short drive off. For a longer outing, Crowders Mountain State Park is a protected area with hiking, a longer drive away.

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  • 2,356households
  • 46%of adults have a degree
  • 6%below the poverty line
  • 27 mintypical commute
  • 15%work from home

What residents work in

  • Schools, hospitals and social care20%
  • Manufacturing14%
  • Shops (retail)13%
  • Professional and business services11%
  • Other services8%
  • Restaurants, hotels and entertainment8%

Employed residents by industry, from the Census survey. Gaston County had 81,516 jobs in 2025, 2.6% more than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 53° and 31°; warmest in July, 91° and 70° 40° 60° 80° 100° J 53° 31° F M A M J J 91° 70° A S O N D
Average daily high and low for each month: coldest in January, 53° and 31°; warmest in July, 91° and 70° 40° 60° 80° 100° J 53° 31° F M A M J J 91° 70° A S O N D

Coldest in January, with highs near 53° and lows near 31°; warmest in July, with highs near 91° and lows near 70°. About 1 inches of snow and 44 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Gastonia weather station, 5 miles away (NOAA).

Largest workplaces in Cramerton

  1. Food LionGrocery stores63
  2. ArcBest - Risk ManagementTransportation57
  3. Terrabella Cramer MountainSenior citizens' homes without nursing care57

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 3 workplaces with 20 or more staff, 177 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. Ice stormsRelatively high
  2. Strong windrelatively high in parts of CramertonRelatively moderate
  3. TornadoesRelatively moderate
  4. LightningRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cramerton’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Gaston County and the Charlotte-Concord-Gastonia, NC-SC metro.

Cramerton home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$150,000 $200,000 $250,000 $300,000 $350,000 2018 2020 2022 2024 2026 Cramerton $308,446 North Carolina $332,159 United States $366,157
$150,000 $200,000 $250,000 $300,000 $350,000 2018 2022 2026
  • Cramerton$308,446
  • North Carolina$332,159
  • United States$366,157
Property tax, 2026 roll $2,656/yr median bill inside Cramerton, effective 0.90% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Cramerton listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

15% 20% 25% 30% 35% 2024 2025 2026 Cramerton 33.66% United States 26.90%
15% 20% 25% 30% 35% 2024 2025 2026
  • Cramerton33.66%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Cramerton 39
10 20 30 40 2018 2022 2026
  • Cramerton39

New listings per month

Sellers arriving at the market.

8 10 12 2026 Cramerton 8
8 10 12 2026
  • Cramerton8

Zip codes with a Cramerton address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cramerton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cramerton