Crestview, Florida.
Typical home $287,751 (+0.1% in a year), asking rent $1,882 (+2.1%). Crestview-Fort Walton Beach-Destin, FL metro.
to buy the typical home at today's mortgage rate — +$800 (+113%) since Jan 2020.
- 1 year
- Up $253 +0%
- $287,498$287,751 since Sep 2025
- 5 years
- Up $32,784 +13%
- $254,967$287,751 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Crestview$1,510
- Florida$1,970
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 29 years.
Typical home values in Crestview, FL rose 0.1% over the past year — slower than the nation's +1.2%.
Asking rents in Crestview, FL rose 2.1% over the past year — slower than the nation's +2.7%.
Owning the typical home in Crestview runs $74/mo more than renting one. The gap peaked at $423 in Sep 2021.
That is $1,956 a month against $1,882 rent: a $1,510 mortgage payment, plus $137 property tax and $308 insurance & upkeep.
Owning vs renting — Crestview
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$1,956
- Renting$1,882
- Mortgage only$1,510
Property tax · $137/mo 0.57% of value a year — the ACS 2020-2024 median bill over the median home value for Okaloosa County, FL
Insurance & upkeep · $308/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Crestview, Okaloosa County, Florida
Crestview is a city of 27,134 people in Okaloosa County. Half its households earn more than $65,480 a year and half less, against $81,998 across Okaloosa County; 11% of its people live below the poverty line. 61% of its homes are lived in by their owners and 39% are rented. Unemployment in Crestview was 4.5% in August 2026, and Okaloosa County had 0.2% fewer jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Crestview is a small city in Okaloosa County, and its residents are younger than in most places. Household incomes run below the county's, and more homes here are rented than across the county as a whole. Winters are mild, with January the coolest month and only chilly days and nights, while summers are hot, and a good deal of rain falls through the year.
Work. Many residents work in schools, hospitals and social care, followed by shops, government, and restaurants, hotels and entertainment. Among the largest workplaces in Crestview are North Okaloosa Medical Center, Walmart and Publix Super Markets. Fewer than most adults here hold a four-year degree, the typical commute is a fairly long one, and the job market has been a little softer than it was a year ago.
Things to do. The Baker Block Museum is a short drive away and is the closest place to learn about local history. A longer drive brings you to Blackwater River State Park, a protected area, and to Henderson Beach State Park, a beach. The Choctawhatchee National Forest, also a longer drive away, is a protected area for walking and time outdoors.
Report a mistake
- 10,893households
- 23%of adults have a degree
- 11%below the poverty line
- 30 mintypical commute
- 7%work from home
What residents work in
Employed residents by industry, from the Census survey. Okaloosa County had 89,542 jobs in 2025, 0.2% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 63° and lows near 38°; warmest in July, with highs near 92° and lows near 71°. About 64 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Crestview Bob Sikes Airport weather station, 4 miles away (NOAA).
Largest workplaces in Crestview
- North Okaloosa Medical CenterGeneral hospital506FTE
- WalmartWarehouse clubs and supercenters465
- Publix Super MarketsSupermarkets and other grocery stores183
- Sovereign Healthcare HoldingsSkilled nursing facilities158
- Lowe's Companies, INCHomecenter146
- Publix Super MarketsSupermarkets and other grocery stores139
- CrestviewMail and parcel delivery80
- Step ONE Automotive Group423110 automobile and other motor vehicle merchant wholesalers44
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 12 workplaces with 20 or more staff, 1,352 people in all. Hospitals come from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- LightningVery high
- HurricanesVery high
- TornadoesVery high
- Heat wavesrelatively high in parts of CrestviewRelatively moderate
- Strong windrelatively high in parts of CrestviewRelatively moderate
- Cold wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Crestview’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Okaloosa County and the Crestview-Fort Walton Beach-Destin, FL metro.
Crestview home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Crestview$287,751
- Florida$375,361
- United States$366,157
Sellers are cutting prices on about 1 in 4 Crestview listings, and the typical home goes pending in 59 days — the market is roughly in balance.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Crestview26.75%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Crestview59
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Crestview501
New listings per month
Sellers arriving at the market.
- Crestview109
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Crestview$306,581
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Crestview98.15%
Zip codes with a Crestview address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Crestview — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Crestview
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 32539 | Crestview | 33,290 | $1,886 | $281,219 |
| 32536 | Crestview | 25,599 | $1,878 | $293,799 |