Crofton, Maryland.
Typical home $486,202 (+0.1% in a year), asking rent $2,439 (+1.3%). Baltimore-Columbia-Towson, MD metro.
to buy the typical home at today's mortgage rate — +$1,201 (+89%) since Jan 2020.
- 1 year
- Up $535 +0%
- $485,667$486,202 since Sep 2025
- 5 years
- Up $62,336 +15%
- $423,867$486,202 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Crofton$2,552
- Maryland$2,230
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 25 years.
Typical home values in Crofton, MD rose 0.1% over the past year — slower than the nation's +1.2%.
Asking rents in Crofton, MD rose 1.3% over the past year — slower than the nation's +2.7%.
Owning the typical home in Crofton runs $976/mo more than renting one. The gap peaked at $1,125 in Oct 2023.
That is $3,415 a month against $2,439 rent: a $2,552 mortgage payment, plus $343 property tax and $521 insurance & upkeep.
Owning vs renting — Crofton
The owning line is the typical home's monthly payment at that month's rate, plus property tax and insurance & upkeep; the renting line is the typical asking rent; the grey line is the mortgage payment on its own. Same homes, same months, both ways of paying for a roof.
- Owning all in$3,415
- Renting$2,439
- Mortgage only$2,552
Property tax · $343/mo 0.85% of value a year — the ACS 2020-2024 median bill over the median home value for Anne Arundel County, MD
Insurance & upkeep · $521/mo insurance, maintenance and repairs together, from the BLS Consumer Expenditure Survey — the national figure for mortgaged homeowners, scaled to this market's home value. BLS publishes the three bundled and they cannot be split.
Both are priced off the same month's home value, so they rise with the market. Neither is a quote — a specific home's bill depends on its assessment, its age and its insurer.
Living in Crofton, Anne Arundel County, Maryland
Crofton, in Anne Arundel County, had 29,641 people in the 2020 census. Half its households earn more than $150,577 a year and half less, against $124,911 across Anne Arundel County; 3% of its people live below the poverty line. 82% of its homes are lived in by their owners and 18% are rented. Unemployment in Anne Arundel County was 3.4% in August 2026, and the county had 1.6% more jobs in 2025 than the year before. The most residents work in schools and health care, then professional services.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Crofton is a community where most homes are lived in by their owners, with far more owners than renters. Incomes run well above the county's, and relatively few residents live below the poverty line. Most adults hold a four-year degree, and a good share of residents work from home. Winters are cold and summers are warm, with January the coldest month and July the warmest.
Work. Residents work mostly in schools, hospitals and social care, followed by professional and business services, government, and restaurants, hotels and entertainment. Among the largest workplaces in Crofton are Brightview Crofton Riverwalk, a nursing and residential care community, The Fresh Market, a grocery store, and Delmarva Site Development, a utility line and construction firm. The typical commute is a fairly long one.
Things to do. The best known attractions lie in Washington, a longer drive away. The Smithsonian Institution is a museum, and the National Mall is a park that is home to memorials such as the Washington Monument and the Lincoln Memorial. The National Museum of Natural History is another museum worth the longer drive.
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- 10,528households
- 65%of adults have a degree
- 3%below the poverty line
- 32 mintypical commute
- 23%work from home
What residents work in
Employed residents by industry, from the Census survey. Anne Arundel County had 293,059 jobs in 2025, 1.6% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 44° and lows near 22°; warmest in July, with highs near 88° and lows near 66°.
Average daily high and low, 1991–2020, at the Glenn Dale Bell Station weather station, 7 miles away (NOAA).
Largest workplaces in Crofton
- Kangaroo DirectApplies to insureds who deliver and provide a pickup and delivery service for mail consisting of small individual parcels or packages in addition to envelopes. applies to messenger or courier service of non-owned mail, parcels or packages exclusively542
- Delmarva Site DevelopmentUtility line, construction192
- Brightview Crofton RiverwalkNursing and residential care123
- The Fresh MarketSupermarkets and other grocery retailers except convenience retailers87
- Foundry CommercialAssisted-living facilities without on-site nursing care facilities74
- CroftonMail and parcel delivery31
- DurjayaMarijuana stores, medical or recreational26
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 1,075 people in all. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Winter weatherRelatively high
- LightningRelatively moderate
- Strong windRelatively moderate
- Heat wavesRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Crofton’s census tracts, against the rest of the country; all of them together, very low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Anne Arundel County and the Baltimore-Columbia-Towson, MD metro.
Crofton home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Crofton$486,202
- Maryland$424,890
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 3 Crofton listings, and the typical home goes pending in 9 days — the market is cooling.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Crofton28.80%
- United States26.90%
Days to pending
How long the typical listing takes to go under contract.
- Crofton9
- United States27
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Crofton61
New listings per month
Sellers arriving at the market.
- Crofton33
Median sale price
What buyers actually paid — closed sales, not asking prices.
- Crofton$449,342
- United States$371,407
Sale-to-list ratio
Above 100%, homes sell over asking; below, buyers negotiate wins.
- Crofton100.93%
Zip codes with a Crofton address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Crofton — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.