States · Virginia · Frederick County

Cross Junction, Virginia.

Typical home $435,200 (+2.9% in a year). Winchester, VA-WV metro.

What it costs per month · Cross Junction $2,284/mo

to buy the typical home at today's mortgage rate — +$1,256 (+122%) since Jan 2020.

What the home itself did
1 year
Up $12,165 +3%
$423,034$435,200 since Sep 2025
5 years
Up $87,012 +25%
$348,188$435,200 since Sep 2021

Monthly payment to buy the typical home

Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.

$500 $1,000 $1,500 $2,000 2002 2006 2010 2014 2018 2022 2026 Cross Junction $2,284 Virginia $2,164 United States $1,922
$500 $1,000 $1,500 $2,000 2002 2010 2018 2026
  • Cross Junction$2,284
  • Virginia$2,164
  • United States$1,922

At the last five years' pace, a typical home here doubles in price every 16 years.

Typical home values in Cross Junction, VA rose 2.9% over the past year — faster than the nation's +1.2%.

Living in Cross Junction, Frederick County, Virginia

The Census does not count Cross Junction on its own, so the figures here are Frederick County's. Half the county's households earn more than $97,606 a year and half less; 7% of the county's people live below the poverty line. 79% of the county's homes are lived in by their owners and 21% are rented. Unemployment in Frederick County was 3.4% in August 2026, and the county had 2.8% fewer jobs in 2025 than the year before. The most people in Frederick County work in schools and health care, then professional services.

People 95,000 about, in Frederick County: the Census does not count Cross Junction on its own
Household income $97,606 the median in Frederick County, give or take $4,171
Unemployment 3.4% Frederick County, August 2026; 3.2% a year before
Homes 79% lived in by their owners; 21% rented

Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.

What it’s like

The place. Cross Junction is a town in Frederick County, Virginia. Across the county, most homes are lived in by their owners, and residents span many ages. Winters are cold and summers are warm, with rain and melted snow falling through the year.

Work. Residents work in schools, hospitals and social care, professional and business services, manufacturing, and retail shops. Unemployment across the county has edged up over the past year, and the number of jobs has slipped a little compared with the year before. Some residents work from home, while many others commute to their jobs.

Things to do. Lake Holiday, a lake, is a short drive away, and Cacapon Resort State Park, a protected area, is also a short drive away. Literary Hall, a museum, is a longer drive away.

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  • 35,385households
  • 40.8median age
  • 32%of adults have a degree
  • 7%below the poverty line
  • 32 mintypical commute
  • 12%work from home

What people in Frederick County work in

  • Schools, hospitals and social care24%
  • Professional and business services12%
  • Manufacturing10%
  • Shops (retail)10%
  • Building trades8%
  • Government8%

Employed residents by industry, from the Census survey. Frederick County had 38,290 jobs in 2025, 2.8% fewer than the year before (Bureau of Labor Statistics).

Weather through the year

Average daily high and low for each month: coldest in January, 40° and 21°; warmest in July, 85° and 62° 20° 40° 60° 80° J 40° 21° F M A M J J 85° 62° A S O N D
Average daily high and low for each month: coldest in January, 40° and 21°; warmest in July, 85° and 62° 20° 40° 60° 80° J 40° 21° F M A M J J 85° 62° A S O N D

Coldest in January, with highs near 40° and lows near 21°; warmest in July, with highs near 85° and lows near 62°. About 43 inches of rain and melted snow a year.

Average daily high and low, 1991–2020, at the Cacapon St. Pk #2 weather station, 9 miles away (NOAA).

Largest workplaces in Frederick County

  1. AmazonGeneral warehousing and storage952
  2. TrexWood - composite manufacturing934
  3. American WoodmarkCabinets, kitchen, stock or custom wood, manufacturing883
  4. Kraft Heinz Foods Company WinchesterBeverages, fruit and vegetable drinks, cocktails, and ades, manufacturing725
  5. HP HoodMilk, fluid, manufacturing627
  6. Laurel Ridge Community CollegeTwo-year college535
  7. WalmartWarehouse clubs and supercenters398
  8. Kohl's334

Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 110 workplaces with 20 or more staff, 12,786 people in all. Colleges come from IPEDS (NCES, 2023–24). Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.

Natural hazards

  1. DroughtRelatively moderate
  2. Winter weatherRelatively moderate
  3. Strong windRelatively moderate

FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms across Frederick County, against the rest of the country; all of them together, relatively low. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.

From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Frederick County and the Winchester, VA-WV metro.

Cross Junction home values

Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.

$250,000 $300,000 $350,000 $400,000 2018 2020 2022 2024 2026 Cross Junction $435,200 Virginia $412,252 United States $366,157
$250,000 $300,000 $350,000 $400,000 2018 2022 2026
  • Cross Junction$435,200
  • Virginia$412,252
  • United States$366,157
Property tax, 2026 roll $1,886/yr median bill inside Cross Junction, effective 0.44% of estimated value — current assessment rolls, AssessorSearch Data Lab, quality-gated against the county's official figures

Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.

Sellers are cutting prices on about 1 in 3 Cross Junction listings — the market is roughly in balance.

When this market ran hot

Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.

JFMAMJJASOND
2026
2025
2024
2023
2022
2021
2020
2019
2018
falling flat warming hot overheating runaway

Market heat, inside the city limits

Share of listings with a price cut

The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.

22.5% 25.0% 27.5% 30.0% 32.5% 2026 Cross Junction 33.36% United States 26.90%
22.5% 25.0% 27.5% 30.0% 32.5% 2026
  • Cross Junction33.36%
  • United States26.90%

Homes for sale

Active for-sale inventory. More supply hands power to buyers.

10 20 30 40 2018 2019 2020 2021 2022 2023 2024 2025 2026 Cross Junction 28
10 20 30 40 2018 2022 2026
  • Cross Junction28

New listings per month

Sellers arriving at the market.

5 8 10 12 2026 Cross Junction 9
5 8 10 12 2026
  • Cross Junction9

Zip codes with a Cross Junction address

A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cross Junction — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.

Zip codes in Cross Junction