Cross Timbers, Missouri.
Typical home $222,751 (+7.1% in a year).
to buy the typical home at today's mortgage rate — +$95 (+9%) since Nov 2023.
- 1 year
- Up $14,757 +7%
- $207,994$222,751 since Sep 2025
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cross Timbers$1,169
- Missouri$1,393
- United States$1,922
Typical home values in Cross Timbers, MO rose 7.1% over the past year — faster than the nation's +1.2%.
Living in Cross Timbers, Hickory County, Missouri
Cross Timbers is a city of 119 people in Hickory County. Unemployment in Hickory County was 5.7% in August 2026, and the county had 1.7% more jobs in 2025 than the year before. The most people in Hickory County work in schools and health care, then shops.
Written by AI Claude Haiku 5.5 wrote this on 22 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cross Timbers is a very small city in Hickory County, in the Missouri Ozarks, where most people know one another. Its streets are quiet, and the surrounding hills and river valleys shape much of daily life. Winters are the coldest part of the year, with frequent freezing nights, while summers are warm and the rain and melted snow fall steadily through the year.
Work. Many residents work in schools, hospitals and social care, or in shops and restaurants, hotels and entertainment. Building trades also provide work for local people. Jobs in the county grew slightly in the most recent year on record.
Things to do. Pomme de Terre River, a river a short drive away, is a good place for a quiet afternoon by the water. Pomme de Terre Lake, a reservoir a longer drive off, offers wider views and open water. Bridal Cave, a tourist attraction a longer drive away, is one of the better-known sights in the area.
Report a mistake
- 6%of adults have a degree
What people in Hickory County work in
Employed residents by industry, from the Census survey. Hickory County had 1,546 jobs in 2025, 1.7% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 42° and lows near 23°; warmest in July, with highs near 89° and lows near 69°. About 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Pomme De Terre Dam weather station, 10 miles away (NOAA).
Largest workplaces in Hickory County
- Lucas Oil SpeedwayRacetracks108
- Hickory Co. R-I SchoolsSchool district69FTE
- Wheatland R-II SchoolsSchool district57FTE
- Hermitage R-IV SchoolsSchool district51FTE
- Weaubleau R-iii SchoolsSchool district38FTE
- Lucas Cattle RanchBreeding, animal, services34
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 142 people in all across the county; Cross Timbers has none of its own. School districts come from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Ice stormsVery high
- Strong windRelatively high
- Winter weatherRelatively high
- Heat wavesRelatively high
- LightningRelatively high
- Cold wavesRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cross Timbers’ census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Hickory County.
Cross Timbers home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cross Timbers$222,751
- Missouri$265,387
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Cross Timbers address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cross Timbers — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zip codes in Cross Timbers
| Zip activate to sort by Zip | Place activate to sort by Place | Population sorted descending, activate to sort ascending | Rent activate to sort by Rent | Home value activate to sort by Home value |
|---|---|---|---|---|
| 65732 | Preston | 1,342 | — | $251,557 |
| 65634 | Cross Timbers | 606 | — | $230,545 |