Cruger, Mississippi.
Typical home $103,945 (+0.9% in a year). Jackson, MS metro.
to buy the typical home at today's mortgage rate — +$193 (+55%) since Feb 2021.
- 1 year
- Up $898 +1%
- $103,047$103,945 since Sep 2025
- 5 years
- Down $15,694 -13%
- $119,640$103,945 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cruger$546
- Mississippi$1,021
- United States$1,922
At the last five years' pace, prices here aren't rising.
Typical home values in Cruger, MS rose 0.9% over the past year — slower than the nation's +1.2%.
Living in Cruger, Holmes County, Mississippi
Cruger is a town of 268 people in Holmes County. Unemployment in Holmes County was 5.7% in August 2026, and the county had 1.3% fewer jobs in 2025 than the year before. The most people in Holmes County work in schools and health care, then manufacturing.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cruger is a very small town in Holmes County, Mississippi, with far fewer residents than most places in the state. Household incomes across the county run well below what is typical for the country, and homes here are priced modestly. Winters are mild and short, summers are hot, and rain falls steadily through the year.
Work. Residents work mostly in schools, hospitals and social care, with manufacturing, shops, and transport and warehousing also employing many people. Across Holmes County, the largest workplaces include Holmes Community College, Holmes County Consolidated Schools and the Hunter Engineering Company Durant Manufacturing Plant. Jobs in the county have been shrinking slightly, and unemployment has eased compared with a year earlier. Working from home is uncommon, and the typical commute is a moderate one.
Things to do. Abiaca Creek runs in or beside town, and Mathews Brake National Wildlife Refuge and Morgan Brake National Wildlife Refuge, both protected areas, are a short drive away. For a longer outing, the B.B. King Museum and Delta Interpretive Center is a museum a longer drive away.
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- 24 mintypical commute
- 4%work from home
What people in Holmes County work in
Employed residents by industry, from the Census survey. Holmes County had 2,959 jobs in 2025, 1.3% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 54° and lows near 35°; warmest in August, with highs near 92° and lows near 70°. About 52 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Greenwood Leflore Airport weather station, 15 miles away (NOAA).
Largest workplaces in Holmes County
- Holmes Community CollegeTwo-year college569
- Holmes County Consolidated SDSchool district441FTE
- Hunter Engineering Company Durant Manufacturing PlantFrame and body alignment equipment, motor vehicle, manufacturing226
- Lexington Manor Senior CareNursing homes127
- Durant HealthcareSkilled nursing facilities100
- University Hospital & Clinics - HolmCritical access hospital84FTE
- Graceland PropertiesBuildings, prefabricated, wood, manufacturing27
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 4 workplaces with 20 or more staff, 480 people in all across the county; Cruger has none of its own. Colleges come from IPEDS (NCES, 2023–24), school districts from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- TornadoesVery high
- DroughtRelatively high
- LightningRelatively high
- Strong windRelatively high
- Cold wavesRelatively high
- HailRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cruger’s census tracts, against the rest of the country; all of them together, relatively moderate. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Holmes County and the Jackson, MS metro.
Cruger home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cruger$103,945
- Mississippi$194,531
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Zip codes with a Cruger address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cruger — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.
Zillow publishes no zip-level series with this city on the address.