Cumberland, Virginia.
Typical home $290,295 (+9.9% in a year).
to buy the typical home at today's mortgage rate — +$934 (+159%) since Jan 2020.
- 1 year
- Up $26,086 +10%
- $264,209$290,295 since Sep 2025
- 5 years
- Up $77,490 +36%
- $212,805$290,295 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cumberland$1,524
- Virginia$2,164
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 11 years.
Typical home values in Cumberland, VA rose 9.9% over the past year — faster than the nation's +1.2%.
Living in Cumberland, Cumberland County, Virginia
Cumberland, in Cumberland County, had 365 people in the 2020 census. Unemployment in Cumberland County was 3.3% in August 2026, and the county had 0.6% fewer jobs in 2025 than the year before. The most people in Cumberland County work in schools and health care, then government.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cumberland is a very small community in rural Virginia, the kind of place where most people know their neighbors and the pace is slow. Winters are cold, with little snow, and summers turn hot. Rain and melted snow fall steadily through the year, enough to keep the countryside green.
Work. Many residents work in schools, hospitals and social care, in government, in shops, or in the building trades. Across Cumberland County, Southside Community Hospital and Cumberland County Public Schools are among the largest workplaces. Commutes tend to run longer than a quick trip across town, since many jobs lie some distance away.
Things to do. Bear Creek Lake State Park sits in or beside town and is the nearest place for walking, fishing and time outdoors. A short drive brings you to Tear Wallet Creek and the Little Willis River, both good for a quiet afternoon by the water. A longer drive takes you to Sayler's Creek Battlefield, an archaeological site tied to the closing days of the Civil War.
Report a mistake
- 33 mintypical commute
What people in Cumberland County work in
Employed residents by industry, from the Census survey. Cumberland County had 1,436 jobs in 2025, 0.6% fewer than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 48° and lows near 26°; warmest in July, with highs near 88° and lows near 67°. About 6 inches of snow and 44 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Farmville North weather station, 14 miles away (NOAA).
Largest workplaces in Cumberland County
- Southside Community HospitalGeneral hospital380FTE
- Cumberland County Public SchoolsSchool district232FTE
- StepsHabilitation job counseling and training, vocational139
- Wawa SiteConvenience store35
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 2 workplaces with 20 or more staff, 174 people in all across the county; Cumberland has one of its own. Hospitals come from their Medicare cost reports (CMS, 2023) and school districts from the Common Core of Data (NCES, 2023–24); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- DroughtRelatively high
- HurricanesRelatively moderate
- EarthquakesRelatively moderate
- Strong windRelatively moderate
- Ice stormsRelatively moderate
- LightningRelatively moderate
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cumberland’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Cumberland County.
Cumberland home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cumberland$290,295
- Virginia$412,252
- United States$366,157
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cumberland12
New listings per month
Sellers arriving at the market.
Not enough data to draw this yet.
Zip codes with a Cumberland address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cumberland — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.