Cushing, Oklahoma.
Typical home $141,788 (-0.7% in a year). Stillwater, OK metro.
to buy the typical home at today's mortgage rate — +$374 (+101%) since Jan 2020.
- 1 year
- Down $1,015 -1%
- $142,803$141,788 since Sep 2025
- 5 years
- Up $19,948 +16%
- $121,840$141,788 since Sep 2021
Monthly payment to buy the typical home
Home value × that month's 30-year mortgage rate, 20% down, principal and interest. This is the line households feel: prices and rates compound each other.
- Cushing$744
- Oklahoma$1,159
- United States$1,922
At the last five years' pace, a typical home here doubles in price every 23 years.
Typical home values in Cushing, OK fell 0.7% over the past year — slower than the nation's +1.2%.
Living in Cushing, Payne County, Oklahoma
Cushing is a city of 8,327 people in Payne County. Half its households earn more than $44,136 a year and half less, against $49,809 across Payne County; 22% of its people live below the poverty line. 55% of its homes are lived in by their owners and 45% are rented. Unemployment in Payne County was 4.1% in August 2026, and the county had 0.3% more jobs in 2025 than the year before. The most residents work in schools and health care, then shops.
Written by AI Claude Sonnet 5.5 wrote this on 23 October 2026 from the figures here, a list of nearby places and what it knows. It can be wrong or out of date.
What it’s like
The place. Cushing is a small Oklahoma city in Payne County, with a population that sits on the younger side of the country. Incomes run below the county's, and more people live below the poverty line than you might expect, while a modest majority of homes are lived in by their owners. A four-year degree is held by fewer adults than in much of the country, and the typical commute is short. Winters are cold but not harsh, with a little snow, and summers get hot.
Work. Many residents work in schools, hospitals and social care, in shops, in restaurants and hotels, or in government. The largest workplaces in Cushing include Walmart, Cushing Schools and Hillcrest Hospital Cushing. Payne County's unemployment rate has risen a little compared with a year earlier, and the number of jobs there has barely changed. Few people work from home.
Things to do. The closest-known places on the list are a longer drive away, among them Boone Pickens Stadium, a stadium, and Hallett Motor Racing Circuit, a race track. The National Wrestling Hall of Fame and Museum is another museum within a longer drive. For time near the water, Stroud Lake is a reservoir that sits a longer drive away as well.
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- 3,124households
- 16%of adults have a degree
- 22%below the poverty line
- 19 mintypical commute
- 4%work from home
What residents work in
Employed residents by industry, from the Census survey. Payne County had 35,314 jobs in 2025, 0.3% more than the year before (Bureau of Labor Statistics).
Weather through the year
Coldest in January, with highs near 49° and lows near 26°; warmest in July, with highs near 93° and lows near 71°. About 4 inches of snow and 38 inches of rain and melted snow a year.
Average daily high and low, 1991–2020, at the Cushing weather station, under a mile away (NOAA).
Largest workplaces in Cushing
- WalmartWarehouse clubs and supercenters268
- Cushing SchoolsSchool district249FTE
- Hillcrest Hospital CushingGeneral hospital77FTE
- Submersible Pumps, Inc. (SPI)Oil-well and oil-field pumps manufacturing70
- Cushing Valley HopeAlcoholism rehabilitation hospitals64
- Ahrberg Milling of CushingAnimal feed mills manufacturing41
- Atwoods 36Retail store31
- CushingMail and parcel delivery23
Staff on average in 2025, as each workplace reported it to OSHA with its injury records: 7 workplaces with 20 or more staff, 613 people in all. School districts come from the Common Core of Data (NCES, 2023–24) and hospitals from their Medicare cost reports (CMS, 2023); FTE marks full-time equivalent staff. Not listed: many offices and banks, which need not report to OSHA; military bases, whose staff OPM withholds; and, in about half the states, city and county governments.
Natural hazards
- Cold wavesVery high
- Ice stormsVery high
- TornadoesVery high
- HailRelatively high
- Strong windRelatively high
- Winter weatherRelatively high
FEMA’s National Risk Index (December 2025) rates the risk each natural hazard poses to the people, buildings and farms in Cushing’s census tracts, against the rest of the country; all of them together, relatively high. It is meant for planning, not a substitute for a local risk assessment or a flood map: FEMA’s index.
From the U.S. Census Bureau’s 2020 census and its American Community Survey (2020–2024 five-year estimates), and the Bureau of Labor Statistics. A survey, so each figure has a margin of error, and figures it is not sure of are left out. More on Payne County and the Stillwater, OK metro.
Cushing home values
Zillow measures a city over its municipal boundary. Against the state and national figures, mid-tier homes, smoothed and seasonally adjusted.
- Cushing$141,788
- Oklahoma$220,801
- United States$366,157
Levy by levy, and a check of one home’s own bill, the site covers Ohio’s property tax.
Sellers are cutting prices on about 1 in 4 Cushing listings — the market is heating up.
When this market ran hot
Each cell is that month's year-on-year home-value growth. Read left to right, top row is the latest year — the 2021–22 band is the boom.
Market heat, inside the city limits
Share of listings with a price cut
The early-warning dial: sellers cut when buyers stop reaching. Rising cuts cool a market months before prices notice.
- Cushing23.08%
- United States26.90%
Homes for sale
Active for-sale inventory. More supply hands power to buyers.
- Cushing53
New listings per month
Sellers arriving at the market.
- Cushing12
Zip codes with a Cushing address
A different geography, not a breakdown. The figure above covers the municipality; these zips cover everywhere the Post Office calls Cushing — often including townships beyond the city limits. Both come straight from Zillow, and they are not expected to average out.